Who We Are

It is difficult to build credit if you don't have credit. Tomo Credit is trying to solve this chicken and egg problem by ditching credit history altogether. Instead, we use different sources in our underwriting to gauge your financial health. We offer a consumer credit card that, over time, will help you build your credit history. We are not a financial services company - we are a data company. Data we get helps us make the credit market more accessible to those new to it. We are constantly working on finding new and better ways to help our customers succeed through responsible fiscal behavior and we're looking for people like you to help shape tomorrow at Tomo. 

The Role

We're looking for an experienced Controller who will be intimately involved in every aspect of the financial function and make a significant impact to our business decisions. You will play a key role in analyzing trends, ensuring the integrity of data, managing the financial needs of the company to scale efficiently and effectively and much more! We are looking for someone who is passionate, detail-oriented, organized and works well both independently and with stakeholders to join our fast-growing team. You will also need to build many of the processes and reporting from scratch since we are a startup and this is the first accounting hire.

What You'll Be Doing

• Work with the VP of Finance and engineering team to develop from scratch and maintain full ownership of the general ledger financial close process and related activities to ensure complete and accurate financials in accordance with U.S. GAAP, including managing/reviewing close activities such as journal entries and account reconciliations within the established close timeline
• Create from scratch, and manage the preparation of monthly financial reporting for management and U.S. GAAP presentation
• Assist with the capital planning, cash management, budgeting and forecasting process.
• Prepare weekly & monthly financial and loan portfolio reports with associated commentary and participate in meetings with stakeholders.
• Develop financial models and ad hoc analysis to support strategic decisions.
• Manage the vendor contract database to ensure accuracy and validity and work alongside business units to update accordingly.
• Perform routine and ad-hoc analysis and suggest creative solutions to improve financial performance and reduce costs.
• Maintain accounting system.
• Respond to investor and lender due diligence requests.
• Prepare presentations for Senior Management.
• Frequently interface with Senior Management as well as other departments.

What You'll Need

• 6 years of relevant finance/accounting experience. General ledger accounting experience is required.
• Bachelor’s degree in Accounting, Finance, or related field
• Organized and able to efficiently prioritize, multi-task, and adapt in a fast-paced, often ambiguous environment; ability to meet deadlines
• Detail-oriented, but capable of seeing the big picture
• Experience with Quickbooks
• Advanced proficiency in financial modeling, Microsoft Excel, and PowerPoint; Experience in Looker or Tableau is a plus
• Strong interpersonal and communication skills

Why Tomo Credit?

Building a strong culture is extremely important to us. In order to do so, we strive to make every member of the Tomo team happy. That's why we offer a generous benefits package for a small startup. Salary, Equity, Insurance, Flexible Vacation Policy and Company-sponsored outings are just a few great things Tomo has to offer. 

Come join us!

Diversity is important to us so all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.