The Senior Compliance Officer - Testing is primarily responsible for the independent execution of all assigned responsibilities in support of the Bank's Compliance Management Program by acting in a senior compliance testing role; performs duties as the senior compliance officer; testing for compliance related projects and tasks. Responsible for day to day administrative, monitoring and testing duties related to the company's lending, deposit, trust and other functions to help ensure Bank activities adhere to applicable state and federal regulatory requirements. Act in a lead capacity to other junior level staff by providing guidance and training. Nature of work is highly complex.

RESPONSIBILITIES

• Participate in the development, implementation and maintenance of a compliance testing program to address compliance risk.
• Involvement in assessing compliance risk, determining risk mitigation approach, and making recommendations regarding policies and procedures to ensure compliance.
• Lead and/or independently perform moderate to highly complex compliance reviews in a comprehensive and timely manner consistent with established monitoring and testing methodology and framework.
• Ensure adequate work papers are maintained for reviews conducted.
• Write comprehensive, accurate reports based on the results of monitoring and testing performed. Assess and compile results,
• Identify compliance gaps, evaluate compliance risk, and recommend solutions that result in new or enhanced policies and procedures that close compliance gaps.
• Conduct follow up and testing on previously identified issues to validate issues are adequately resolved.
• Act in a lead capacity to lower level staff. Using subject matter expertise, review other testing team members' work and provide guidance and feedback as applicable.
• Participate in the development of the annual testing schedule.
• Assist in preparing management report on testing metrics and KRls.
• Develop junior testing team members to lead and/or independently conduct compliance reviews.
• Regularly collaborates with Bank's internal business partners.
• Track and validate compliance issues are adequately corrected in a timely manner.
• Anticipates, monitors and prepares for changes in laws and regulations impacting the Trust Division and Bank compliance and communicates those changes to the compliance team and appropriate management.
• Performs analysis of complaint data received related to the business under review (i.e. Deposit, Lending, Trust, etc.)
• Identifies potential risks and ensures timely, appropriate responses are provided to complainant Participate in the preparation of various testing and monitoring reports for committee reporting.
• Participate in the preparation of various testing and monitoring reports for committee reporting.
• Lead or participate in special projects as directed by the Chief Compliance Officer or Compliance Testing Manager. May include acting as project manager by coordinating team member tasks and responsibilities, deadlines, status reports, etc.
• Participate in the annual review/update of the Compliance Department's Testing and Monitoring Methodology and provide suggestions for recalibration, as applicable.
• Participate in necessary education and training events to attain/maintain essential workrelated knowledge and information.
• Responsible for maintaining an awareness of regulatory and legislative developments and industry trends through reading, classes, webinars and seminars.
• Develop and deliver training presentations on compliance related topics.
• Coordinate outside training presentations with Bank personnel.
• Provide support to all areas of the department as directed or where service or assistance is needed.
• Serves as a resource for regulatory matters and compliance related initiatives related to building out of the compliance management program.
• Assist in disseminating compliance information to management and staff.
• Provide technical and non-technical support. Non-technical support may include assistance with report writing and proofing. Technical support may include assistance with information gathering.
• Assist with the compilation of information to be provided during the course of internal/external audits and regulatory examinations.
• Other duties as assigned.

QUALIFICATIONS

• Minimum 8 years of regulatory compliance experience required in consumer financial services field, or at a regulatory agency.
• Experience maintaining effective relationships with regulatory agencies required.
• Direct experience with regulatory compliance examinations.
• Substantive and current knowledge of consumer and commercial lending, deposit, trust and privacy regulations applicable to banks.
• Certified Regulatory Compliance Manager (CRCM) and Certified Anti-Money Laundering Specialist (CAMS) or other equivalent certification required or willingness to earn within one year.

A reasonable, good faith estimate of the minimum and maximum base salary or pay for this position is $131,221 to $196,831. Actual compensation will vary based on various factors including but not limited to location, experience, and performance. A discretionary bonus and/or business line incentive may be provided, in addition to a medical and other benefits, dependent on the position. For more information regarding our benefits, please visit

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