We are the leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. We have assets of $2.5 trillion and operations worldwide. We operate in more than 100 markets and have more than 243,000 employees globally. 

 The Credit Risk Governance team is a global center of excellence with underwriting, technology, innovation, risk policy and quality assurance responsibilities. The governance team works in conjunction with senior leaders in Lending Solutions, Capital Markets, Underwriting, Credit Middle Office and Credit Risk to provide global solutions for a diverse portfolio of products and collateral types. 

 Job summary

As a Wealth Management Credit Risk, Business Transformation Executive in the Credit Risk Governance team you’ll be a forward-thinking high talent individual with a focus on people, processes, controls, and technology within Risk. The individual will work closely with LOB stakeholders to streamline, standardize, and automate key processes to drive efficient process execution and convergence to strategic state solution. The person in this role will work extensively with Business, Wholesale Credit Risk/Policy and Technology stakeholders across WM and Wholesale Credit. 

 Job responsibilities

• Management of a team focusing on Innovation and Technology
• Partner with Wholesale Credit Technology and Transformation to focus on innovative solutions for Custom Credit. In doing so, resolve diverse problems identified by senior management across Wealth Management Custom Credit Delivery promoting consistency, increasing data quality, and improving delivery times.
• Support Credit and Investment Risk Project Management initiatives through creation and execution of strategic vision for high-level initiatives, structuring the project into key workstreams and managing resources across each work stream. 
• Provide oversight for Underwriting capacity metrics.
• Serve as risk Custom Product Manager for end-to-end lending workflow technology build, including credit visibility and methodology for risk analytic solutions. 
• Influence internal stakeholders on key business decisions and change efforts—developing strong, trusted advisor relationships with key partners to drive consensus on business requirements.
• Manage initiatives from ideation to implementation by partnering with a variety of risk technology, lending, and analytics, teams to turn business requirements into innovative solutions.
• Synthesize key insights, complex analyses, and overall strategy into clear and precise presentations and communicate the goals and objectives to senior executive level audience; Work closely with the organization’s senior management to both make decisions about priorities and determine overall team strategy.

Required qualifications, capabilities, and skills

• 7 years of Subject matter expertise in credit risk
• 5 year of management of people including delegation, empathy, planning and leadership.
• Bachelor’s degree in related field.
• Active listening, organized, inquisitive skills
• Strong process streamlining through reporting, technology, and analytics.
• Strong verbal and non-verbal communication 
• Strong senior leadership presentation skills