PLEASE NOTE: MORTGAGE CREDIT ANALYST EXPERIENCE DOES NOT QUALIFY FOR THIS POSITION

Job Summary:
Native American Bank is a one-of-a-kind institution that is an Agent of Change for Native Communities. At our core, we are committed to the vision and mission of the Bank. We believe our employees are our greatest asset, and we are at our best through teamwork. This is an excellent opportunity for an experienced Commercial Credit Analyst to conduct complex credit analyses including gathering, analyzing, and interpreting all types of commercial lending credit information on existing and prospective customers and portfolios while assuring compliance policy objectives are met.

Responsibilities:

• Prepare and present credit reports to SVP/Chief Credit Officer and committee meetings for use in making lending decisions on new, renewal, and extension of loans.
• Recommend loan decisions for approval or denial based on thorough analysis.
• Recommend a risk grade associated with each new request and existing loan analysis.
• Monitor customer accounts and loan portfolios to maximize credit quality, minimize risk and potential loss, and monitor ongoing borrower performance through measurement of loan covenants.
• Assist in the collection and spreading of financial statement information.
• Prepare Problem Loan Reports and Annual Review Report.
• Assist in the development of manuals and supporting documentation to accomplish tasks/duties inherent in this position.
• Prepare internal reports for bank officers as requested.
• Other duties as assigned

Requirements:

• Well-developed credit analysis and analytical skills.
• Good knowledge of economics, accounting, and finance.
• Basic knowledge of credit administration, policy, and procedures.
• Knowledge of loan documentation and process.
• Basic knowledge of risk analysis.
• Strong verbal & written communication skills.
• Effective technical report writing skills.
• Customer service and interpersonal skills.
• Proficiency in Microsoft applications e.g., Word, Excel, Outlook.
• Effective organizational skills, time management, and problem-solving skills.
• Ability to work independently, prioritize work, and handle multiple tasks.
• Attention to detail, self-motivation, and the ability to take initiative.

Education and Experience:

• Undergraduate Degree in Accounting, Finance, or business-related field from an accredited college/university
• A minimum of 4 years of banking experience in advanced commercial credit analysis and/or lending activities in Lending analysis is required for this position.

Join our team as a Credit Analyst and contribute to our mission of providing sound financial solutions to our clients. We offer competitive compensation and benefits packages, including opportunities for professional development and career advancement. Apply now to be considered for this exciting opportunity.

Job Type: Full-time

Pay: $53,000.00 - $88,000.00 per year

Benefits:

• 401(k) 5% Match
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
• Volunteer time off

Schedule:

• 8 hour shift

Ability to Relocate:

• Denver, CO 80203: Relocate before starting work (Required)

Work Location: Hybrid remote in Denver, CO 80203