Analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Makes recommendations on credit extensions within established guidelines. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. Gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. Typically requires 2 to 4 years of related experience.
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FLSA Status: Non-Exempt. Department: Credit Operations. Reports to: Credit Administrator. Accountability Objective. Personally participates in the process of underwriting small business, commercial, and commercial real estate loans. Assists the Credit Administrator with ensuring that the Bank’s loan portfolio maintains the highest quality standards by focusing on written evaluation of individual loans and relationships. Education/Experience Requi...
Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class paymen...
Summary of Primary Duties/Responsibilities. The Credit Analyst will provide full service to Commercial Loan Officers statewide, through analyzing basic commercial loan requests, identifying strengths and weaknesses, providing recommendations, and noting any deviations from the Commercial Loan Policy as appropriate. A Credit Analyst will also provide loan monitoring services to the Lending Staff. Essential Functions. Analyzes financial statements ...
Who are we. For over 160 years, C&N has shared the values of our communities, local families and businesses, our employees, and our shareholders. Living our values every day is what makes us different from other banks – teamwork, excellence, respect, responsibility & accountability, integrity, and having fun. From partnering closely with our customers and clients to help them identify and reach their life goals, to supporting our communities thro...
Who are we. For over 160 years, C&N has shared the values of our communities, local families and businesses, our employees, and our shareholders. Living our values every day is what makes us different from other banks – teamwork, excellence, respect, responsibility & accountability, integrity, and having fun. From partnering closely with our customers and clients to help them identify and reach their life goals, to supporting our communities thro...
Summary. The Credit Analyst II provides credit analysis for the Bank’s lending activities and works with the Senior Credit Officer to ensure that sound judgements are made with regard to the creditworthiness of prospective and current borrowers. This position supports the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks. Essential Duties and Responsibilities. Provides training and gui...
Job Details. Job Location. Northgate Branch - McAllen, TX. Salary Range. Undisclosed. Description. PRIMARY OBJECTIVE OF POSITION. The primary objective of this position is commercial business credit underwriting, documentation, monitoring, and detailed evaluation of applicants’ financial histories, projections, and statements. Tasks include analyzing applicant’s business plan(s), financial information, and credit worthiness which directly impacts...
Benefit highlights: 11 Paid Holidays, 15 days of PTO, 401k Matching, Health Benefits, and more. . The Credit Analyst II provides full service to Commercial Loan Officers statewide, through analyzing basic commercial loan requests, identifying strengths and weaknesses, providing recommendations, and noting any deviations from the Commercial Loan Policy as appropriate. Also provides loan monitoring services to the Lending Staff
Responsible for analyzing financial statements, preparing loan memorandums, gathering information related to commercial customers, and assisting in the administration of the bank’s credit policies. College degree in Business, Finance or Accounting preferred. Experience in credit analysis, loan structuring and documentation. Knowledgeable of various cash flow formats. Excellent written and verbal communication skills. Proficiency in Word and Excel...
The Credit Analyst II is responsible for analyzing / underwriting new and existing loans and annual loan reviews through analysis of borrower’s credit history and financial performance as well as supporting the compliance and credit administration requirements of the Commercial Credit Department. . ESSENTIAL DUTIES AND RESPONSIBILITIES. . Obtains loan request information from Commercial Lenders to prepare cash flow analysis, analyze credit inform...
The Credit Analyst II is responsible for analyzing / underwriting new and existing loans and annual loan reviews through analysis of borrower’s credit history and financial performance as well as supporting the compliance and credit administration requirements of the Commercial Credit Department. ESSENTIAL DUTIES AND RESPONSIBILITIES. Obtains loan request information from Commercial Lenders to prepare cash flow analysis, analyze credit informatio...
Temporary onsite position. Job Summary. The Credit Analyst with an emphasis in loan portfolio monitoring is skilled in both credit and data analysis. The Analyst uses the data they collect to understand trends, solve business problems, and monitor metrics. They assist in determining the data the CCO needs, structuring it in an appropriate format, analyzing the data using queries, and creating reports and visualizations for the Chief Credit Office...
