As a Retail Credit Underwriter, you will be expected to execute the risk management and credit underwriting processes within DLL, based on assigned authority levels and targets, to support achieving expected loss targets.

Day to Day

You will be responsible for the following day-to-day activities:

• Efficiently and independently underwrite retail financing customer credit applications through thorough analysis of customer provided information, various credit reports, and other data as applicable.
• Analyze business financial statements and/or tax returns as required to support various credit decisions.
• Ensure application adheres to applicable financing options and programs as related to asset and vendor.
• Collaborate with other departments as required through the credit underwriting process.
• Work in partnership with dealer representatives in conjunction to credit applications.
• Positively contribute to individual and team key performance indicators.
• Compliance within provided risk appetite and objectives as required by the business.
• Adherence, understanding, and familiarity with all related rules and regulations.

**Role includes rotating Saturday and extended hours.

All members enjoy

• Two working days per year volunteering for a local charity
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs

Essentials

• Bachelor’s degree strongly preferred
• 3 years’ experience in the field of credit analysis, underwriting and risk management or in the case of university degree some relevant experience
• Knowledge of vendor programs, score card techniques, online credit system financial analysis, portfolio analysis, in- and external regulations and credit/risk management policies
• Ability to work in a fast-paced, deadline driven environment
• Execute credit and risk analysis and underwriting activities and liaise with relevant others on subject in self-starting way
• Ability to communicate both orally and written with other members of the team, clients, and prospective clients
• Negotiation skills

Choose Wellbeing

• Our four wellbeing categories are as follows:
• Connection – Build meaningful connections with other DLL members
• Health – Manage mental, emotional and physical health
• Finance – Provide learning opportunities to help members achieve personal financial health
• Lifestyle – Maintain balance between work and life priorities

There are things that matter to our members and the wellbeing of our members matters to DLL!

Settling In

At DLL, we are many things. We are team members. Family members. Community members. We are members of society. Members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents, and interests. We come from different backgrounds, cultures, nationalities, and histories. But for all of our differences, we share one thing in common: Each of us are members of DLL. Our company was founded in the Netherlands. But today we are truly a multinational business. We span more than 30 different countries and represent over 40 different nationalities across the globe. Our unique culture is rooted in higher collaboration, less hierarchy and an honest directness that enables us to integrate, ideate and innovate across country lines. Many companies say they are European, North American, South American, Asian, or Australian. At DLL, we are all these places and more. We are a crosscultural collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.

Good to know

• Deadline for applications: March 5, 2023
• The selection process may involve an assessment
• Applications via email will not be reviewed. Please apply online via our career website
• #LI-Remote
• DLL’s referral program applies
• For more information, you can contact Emily Halgren, Talent Acquisition Partner via halgren@dllgroup.com

We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring is subject to successful completion of a background verification and integrity check.