Description

 Job Summary: 

The Market President is responsible for the administration and efficient daily operation of full-service branch offices in predefined geographic market. Promotion of Bank products and services that support overall Bank objectives. Oversight responsibilities as community liaison for specific market, as well as developing and expanding their community bank’s asset base through the profitable growth of its market share of retail and commercial lines of business. Ensuring the Bank’s personnel comply with all policies, procedures, and regulations applicable to the Bank. Must represent the Bank with pride while developing a strong market presence, ensuring the Bank maintains its position as a community citizen and leader.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. 

Duties/Responsibilities:

• In partnership with the Branch Manager, Chief Lending Officer, and the SVP of Retail Operations, establishes and monitors branch goals, growth strategies, business development strategies, networking opportunities, customer quality standards, and team development to ensure branches within market meet established expectations.
• Directly supervises and manages a team of commercial lenders providing coaching, counseling, and reinforcement to develop the commercial team’s skills. Conducts regular sales meetings with commercial lending and retail banking teams. Must continually monitor the execution of the team and respond accordingly, holding team members accountable for their results. Must have a proven ability to mentor, energize and motivate.
• Participate in community affairs and public relations initiatives aimed at improving the Bank’s visibility and enhancing new business opportunities.
• While working within established loan policy, regulatory guidelines, and the Bank’s risk tolerance, exercises appropriate discretion in analyzing merits of specific credit and loan prospect requests. Establishes and negotiates terms under which credit will be extended or denied.
• Provides superior level of customer service while actively managing commercial banking relationships. Responds and resolves customer inquiries, identifies new opportunities, and maintains complete understanding of customer’s financial profile and objectives. Monitors loan repayment activities and takes necessary action to collect on delinquent accounts. Ensures customer’s depository, cash management and investment needs are identified and met.
• Develops information and makes loan presentations to appropriate loan committees.
• In concert with market’s branch managers, ensures loan/deposit volumes and income/expense levels are within budget.
• Maintains thorough knowledge of new and current regulations.
• Makes recommendations for personnel regarding employment, training, performance rating, salary changes, promotions, transfers, terminations, career enhancements and staffing. This includes actively participating in the recruitment and retention of team members. 
• Exercises a willingness and commitment to adhere to the Bank’s core values. 

Identify and report risks that could impede the reputation, safety, security, or financial success of the Bank. 

Required Skills/Abilities: 

• Analytical Skills - Ability to use thinking and reasoning to solve a problem.
• Business Acumen - Ability to grasp and understand business concepts and issues.
• Relationship Building - Ability to effectively build relationships with customers and co-workers.
• Communication, Written - Ability to communicate in writing clearly and concisely.
• Customer Oriented - Ability to take care of the customers’ needs while following company procedures.
• Deductive Reasoning - Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems.
• Diversity Oriented - Ability to work effectively with people regardless of their age, gender, race, ethnicity, religion, or job type.
• Financial Aptitude - Ability to understand and explain economic and accounting information, prepare and manage budgets, and make sound long-term investment decisions. 
• Ethical - Ability to demonstrate conduct conforming to a set of values and accepted standards. 
• Leadership - Ability to influence others to perform their jobs effectively and to be responsible for making decisions.
• Motivation - Ability to inspire oneself and others to reach a goal and/or perform to the best of their ability. • Responsible - Ability to be held accountable or answerable for one’s conduct.
• Strategic Planning - Ability to develop a vision for the future and create a culture in which the long-range goals can be achieved. 
• Working Under Pressure - Ability to complete assigned tasks under stressful situations. 

Education and Experience: 

• Bachelor’s degree in finance, Business Administration, or related field required; Master’s degree preferred.
• 10 plus years of experience in commercial banking and management required.