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Upgrade
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Data Scientist
Upgrade San Francisco, CA
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$142k-175k (estimate)
Full Time 2 Weeks Ago
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Upgrade is Hiring a Data Scientist Near San Francisco, CA

Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or loan, and we have delivered over $10 billion in affordable and responsible credit. Our innovative Upgrade Card is the fastest growing credit card in America (Nilson Report). Combining the flexibility of a credit card with the low cost of an installment loan helps us redefine banking.
Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, one of the “Top Companies to work for in Arizona”, and we have received awards for being a best company for Diversity, Women, Culture, and Veterans.
We are looking for new team members who get excited about designing and delivering new and better products to join a team of 900 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.
Reporting to Upgrade’s Head of Decision Sciences, this role will:

Responsibilities:

  • Develop and implement statistical/machine learning models for various business areas, including Credit Risk, Fraud, Marketing, and Operations.
  • Validate models to identify factors that may affect model performance.
  • Actively research new tools and techniques available for model development.
  • Collaborate with various teams across Upgrade in model development process: Operations, Product, Marketing, and Credit Risk.

Skills:

  • Advanced Degree (MS/PhD) in Statistics, Mathematics, Data Sciences or a related quantitative discipline.
  • 2 years experience as a Data Scientist. Recently graduated students welcome to apply.
  • Experience and/or strong interest in latest machine learning techniques (Random Forest, Gradient Boosted Trees, etc. strongly preferred).
  • Ability to go deep into complex technical topics, understand modeling and algorithms.
  • Proficient in Python.
  • Ability to write documentation and present analysis to people with different levels of expertise (e.g., technical staff, business leads, etc.).
  • Detail oriented and strong analytical skill set.
  • Proactive, driven, and ability to work in a fast paced environment.
Benefits/Perks
- Competitive salary and stock option plan 
- 100% paid coverage of medical, dental and vision insurance
- 401K match
- Unlimited vacation
- Learning stipend for personal growth and development
- Paid parental leave
- Health & wellness initiatives
________________________________________________________________________________________
We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Employee Privacy Notice
Effective Date: 1/1/2020
Notice to Applicants for Employment, Employees, and Contractors:
This California Employee Privacy Notice is intended to provide California consumers who are employed or apply for employment or a contractor position with Upgrade information about the categories of personal information Upgrade collects and how the company uses this information. For any questions about this notice, please contact ccpa@upgrade.com.
Personal Information Upgrade Collects:
Identifying information: including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Information you provide as a part of a job application or from a background check performed after a job offered is extended, including employment, education, credit, and criminal history. Data on work productivity and performance, including hours worked, electronic network activity, and tasks performed. 
Purposes for Collecting Personal Information:
To consider applications for employment. To complete payments, including payroll, expense reimbursement, other compensation-related payments, and the administration of stock options. To administer benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations. 

Job Summary

JOB TYPE

Full Time

SALARY

$142k-175k (estimate)

POST DATE

05/02/2024

EXPIRATION DATE

05/19/2024

HEADQUARTERS

BROOKLYN, NY

SIZE

200 - 500

FOUNDED

2008

CEO

MARLON PIGG

REVENUE

$50M - $200M

INDUSTRY

Consumer Services

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The following is the career advancement route for Data Scientist positions, which can be used as a reference in future career path planning. As a Data Scientist, it can be promoted into senior positions as a Data Scientist IV that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Data Scientist. You can explore the career advancement for a Data Scientist below and select your interested title to get hiring information.

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If you are interested in becoming a Data Scientist, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Data Scientist for your reference.

Step 1: Understand the job description and responsibilities of an Accountant.

Quotes from people on Data Scientist job description and responsibilities

Data scientists work closely with business stakeholders to understand their goals and determine how data can be used to achieve those goals.

12/22/2021: Dallas, TX

Data scientists are meant to use their technology and social science skills to develop different trends and manage data wisely.

02/17/2022: Lompoc, CA

A data scientist develops software to structure the raw data.

02/16/2022: Lansing, MI

Data scientist will need to meet with their business stakeholders early and often to ensure that they are on the same page about the goals and deliverables of the project.

02/12/2022: San Diego, CA

Data scientists may spend some of their time working on ad hoc data requests, but these types of requests should only take up a small portion of their time.

02/01/2022: Peoria, IL

Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.

Career tips from people on Data Scientist jobs

Analyzing data from multiple angles and searching for trends that could reveal problems or opportunities.

01/31/2022: Passaic, NJ

Data scientists lay a solid foundation to help perform all kinds of analysis.

01/31/2022: Champaign, IL

Data scientists are also expected to have stronger software engineering skills that data analysts.

02/19/2022: Springfield, OR

Business analysts are focused on reporting, just like data analysts.

02/04/2022: Jamestown, NY

A data scientist should understand the assumptions that need to be met for each statistical test.

03/04/2022: Hialeah, FL

Step 3: View the best colleges and universities for Data Scientist.

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