As a vital member of the Risk Management and Analytics Department, the Risk Analyst is responsible for providing analysis of portfolio trends, risk assessment, management, and financial/operational reporting. The position will also assist in testing and auditing of scorecard implementation, perform a wide variety of analyses in multiple aspects of the credit life cycle and marketing campaigns, monitor results of existing credit risk and marketing related scorecards as well as any process that uses scorecards. The Risk Analyst is responsible for assessing credit risk, reporting on credit metrics, conducting data and business analysis, utilizing best practices of data analysis to ensure data results are accurate, summarizing findings, developing recommendations, and presenting analyses to management in a clear, concise, convincing, and actionable format.

What You're Doing

• Perform studies on customer applications and performance data for segmentation.
• Develop models for projection (i.e. delinquency, charge-off, profit and loss).
• Develop, monitor, and maintain complex consumer credit statistical models (i.e. origination scorecards).
• Develop and produce reports to measure the performance and effectiveness of processes, models and strategies and use them to make recommendations.
• Perform to solve business problems and drive better decisions · Prepare and effectively present key summary analysis to upper management.
• Simplify and automate existing processes to improve internal efficiency (monthly & quarterly reports).
• Maintain an adequate balance between the lines of risk and return.

What We're Looking For

• Bachelor’s Degree in Mathematics, Economics, or Statistics is required.
• Proficiency in Microsoft Excel, SQL, and Tableau.
• Some familiarity with SAS, Python, or R.
• Knowledgeable of mathematics and predictive models.
• Demonstrated history of strong organizational, analytical, and problem solving skills.
• Experience in consumer lending and scorecard development preferred.
• Knowledge of the auto lending process helpful.
• Ability to work in an accurate, detail-oriented, and highly productive manner.
• Knowledge and understanding of financial services highly preferred.
• Proficient in reporting and data analysis.
• Ability to translate complex mathematical concepts to audiences with varying mathematical expertise.

What We're Offering

• Business casual small office environment (so yes you can wear jeans and yes you can wear your Nikes, or your fancy flip flops).
• Work life balance is a real thing here, not just something we say to get your resume.
• Opportunities to think outside the box and put your amazing ideas into practice - innovation is life at Strike and different is good.
• The standard stuff that everyone tells you of course; benefits, time off, direct deposit with competitive pay and all that good stuff.
• Opportunities to learn and grow.
• Other stuff you're interested in that's cool? Tell us and we'll check it out, that's how we roll. #CHECKOUTSTRIKE

EEO Statement

Strike Acceptance is committed to equal employment opportunities without regard to protected characteristics such as race, color, genetic information, creed, religion, sex, sexual orientation, gender identity, national origin, age, disability status, marital status, or protected veteran status. We support an inclusive workplace where associates excel based on personal merit, qualification, experience, ability, and job performance.

Job Type: Full-time

Pay: $75,000.00 - $90,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift

Work Location: In person