Job Summary:

The Senior Analyst is responsible for providing analytical and other support to Team Leaders in the analysis of originating commercial real estate mortgage loans.

Job Duties and Responsibilities:

• Support SMC loan origination and underwriting teams in the sourcing, closing and securitization of CMBS loans.
• Analyze property financial statements and rent rolls for new CMBS loan origination opportunities. Analysis includes identifying risks and mitigants for new loans, modelling property level cash flow and rent rolls, reviewing and comparing operating expenses, rollover schedules, and where applicable, preparing trailing 12-month financials and proformas.
• Prepare initial deal memos for head of credit and head of rating agency underwriting.
• Prepare property & loan valuations in SMC’s cash flow model for review by SVP and VP staff (including gathering market data and speaking with local sources).
• Research market, tenant and borrower information using resources available to SMC.
• Coordinate with outside legal counsel, brokers and other third parties, as necessary for loan closings.
• Coordinate with underwriting staff to prepare asset summary reports (ASR) for securitization of SMC loans.
• Work with Contract Finance and legal counsel to review loan documentation and draft initial loan applications.
• Underwrite Borrowers/owners of property vis-à-vis their creditworthiness.
• Ad-hoc and miscellaneous projects that pertain to the efficiency of SMC.

Knowledge and Skills:

• Excellent organizational skills.
• Strong verbal and written communication skills.
• Ability to work on multiple tasks with multiple people. Self-starter and self-motivated.
• Prior financial analysis, preferably in real estate, or other applicable real estate background.
• Excellent computer skills including Word and Excel.

Education and Experience:

• Bachelor’s degree in Business Administration or Finance. MBA with emphasis on Real Estate and/or finance may be substituted for a portion of work experience.

• Minimum of 2 years related work experience; experience with loan underwriting and structured real estate finance preferred. Opportunities for early advancement exist for motivated individuals who exhibit strong analytical and negotiating skills.

Salary Range: $100,000-$120,000

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