1 Loan Officer Assistant III Job in Rocky, NC
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southern bank and trust is Hiring a Loan Officer Assistant III Near Rocky, NC
Specific Job Functions (Duties/Responsibilities):
- Originate and process loan documentation for commercial, retail, mortgage, equity line and all other Bank open-end credits.
- Work closely with the Loan Officer and the customer from the start of the loan process to the closing of the loan.
- Prepare any attorneys’ letters and coordinate loan closing with attorney.
- Deliver and pick up loan closing packages when needed.
- Handle the loan disbursements with the Loan Officer’s approval.
- Prepare pertinent loan documents from final CCUS.
- Handle all credit insurance including flood insurance.
- Have a working knowledge of current regulations and Bank loan policies.
- Assist the loan officer(s) in keeping all operation and documentation requirements current.
- Monitor and advise when credits mature and process any renewals as approved by the Loan Officer.
- Contact the customer for any future required credit documentation upon discussion with the Loan Officer.
- Assist the Loan Officer(s) with the preparation of letters relative to the collection and/or maintenance of an account.
- Address customer concerns with Loan Officer(s), research issues and address customer needs as required.
- Annually gather financial information from existing customers and handling of basic spreading of the information in the portfolio analysis system.
- Originate and process simple retail loan requests for existing commercial customers to help in overall relationship development
- Assist in preparation and presentation of full banking proposals to new and existing customers along with the Commercial Banker.
- Coordinate and execute strategic partner meetings that will assist the Team in finding new referrals and referral sources.
- Perform other duties as assigned.
JOB REQUIREMENTS:
Knowledge/Skills/Abilities Required:
- Working knowledge of Bank lending processes, and loan documentation criteria with over 10 years of practical experience in these areas.
- Knowledge and background to be able to gather and spread financial information into Bank’s Financial Analysis System.
- Knowledge and background to origination and close simple retail loan requests for business owners as part of overall Commercial Banking Team’s efforts to sell the entire relationship.
- Responsible for representing the Bank to customers in a friendly, courteous and professional manner, and for providing prompt, efficient and accurate service in processing transactions.
- Actively refers the Bank’s products and services in a professional manner. Maintain an up-to-date knowledge of all Bank services and products, and encourage customers to use them as needed. Prepare and participate in meetings with new and existing customers along with Commercial Banker to develop full banking relationships. Display enthusiasm for Bank products and services and appropriately refer customers
- Organizational ability to plan for and execute on larger group meetings with Strategic Partners that will introduce the Bank as well as the development of new Referrals as well as Referral Sources.
- Knowledgeable of Bank lending and deposit regulations, and Bank loan policies.
- Experience with loan underwriting and processing software.
- Ability to effectively communicate with lenders, loan customers and others internally and externally to facilitate the lending process.
- Ability to handle sensitive information and information requests from loan customers within policy guidelines and while maintaining customer confidentiality.
- Strong written and oral communication skills.
- Ability to work independently with limited direct supervision.
Education/Experience Requirements:
- Associates degree or higher.
- Possess a minimum of 10 years previous lending, loan processing or equivalent experience.
- Good interpersonal and communications skills.
- Capable user of standard office equipment/software applications.
Job Summary
Full Time
Banking
$44k-56k (estimate)
04/17/2024
04/28/2024
southernbank.com
GREENVILLE, NC
200 - 500
1901
JAMES E JONES
$50M - $200M
Banking
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About southern bank and trust
OUR HISTORY Southern Bank and Trust Company was originally chartered as the Bank of Mount Olive on January 29, 1901. The bank was founded by a group of local businessmen who wanted a locally owned bank based in the community. The Bank officially began operations at 102 S. Center Street, Mount Olive with one employee and $10,000 in total assets. As it continued to slowly grow in the 50's and 60's, management within the bank realized that its name may not be well received in other communities. So in 1967, the name was changed to Southern Bank and Trust Company. Southern has continued to grow org...anically, as well as through the acquisitions of other financial institutions, through purchases of individual branches from other institutions, and through the establishment of de novo branches. The bank currently has over $2.5 billion in total assets and operates over 60 branches in North Carolina and Virginia. HOW WE DO BUSINESS We put safety and stability first. We do this through long-term perspective, sound credit practices and prudent management of our assets. This is how weve earned our customers trust for more than a century. We work with integrity, applying the highest professional ethics in all circumstances. We do the right thing. We build full financial relationships with our customers by gaining an understanding of their needs and goals and applying our knowledge, expertise and resources to provide solutions now and in the long term. We provide excellent service through accuracy, courtesy, responsiveness and partnership - we do it right. We hire the best talent in our local markets and value the contributions of each of our employees. We are good corporate citizens, helping to build the communities we share. WHY WE EXIST Our Vision: To be the bank of preference by delivering a distinctive banking experience and unsurpassed dedication to our customers and communities.
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