ROLE

 To assist the loan officers with all activities associated with commercial lending, including responding to customer needs for information and assistance with their banking business.

 All employees are expected to actively promote Legacy Bank to existing and prospective customers in order to obtain and build the banks customer base and thereby enhance Legacy Banks growth and profitability.

MAJOR DUTIES AND RESPONSIBILITIES

• Assist loan officers with preparing worksheets and gathering information for loan requests to forward to the loan operations department for processing including ordering title insurance, appraisals, flood certificates, taxes, credit reports, etc. Review completed loan documentation for accuracy according to loan worksheet requests. Coordinate title company closings with the title company including but not limited to reviewing settlement statements, preparing documents and loan proceeds and coordinating delivery of closing packet to the title company. Assisting loan officers with the closing of both new and renewed loans when loan officer is not available. Responsible for sending title commitments to commercial loan officers assisting in fulfilling all requirements.
• Responsible for assisting loan officer in collecting necessary documents on all new loan customers to meet both CIP and beneficial ownership requirements including assisting loan officer in reviewing entity operating agreements, bylaws, etc. Verify CIP and beneficial ownership info on existing customers and make updates as needed in accordance with regulations and internal standards. Responsible for collecting and reporting HMDA reportable information. Responsible for clearing exception reports including CIP and beneficial ownership.