2025 Commercial Banking Middle Market Banking & Specialized Industries Summer Analyst Program

The Middle Market Banking & Specialized Industries (MMBSI) group at JPMorgan Chase focuses on companies with annual revenue of $20 million to $500 million, as well as municipalities, and not-for-profit entities requiring both traditional banking services (lending and cash management), as well as investment banking products (including debt and equity capital markets, risk management derivatives, and corporate finance advisory). With more than 100 locations nation-wide, our local delivery model, coupled with the firm’s global resources, allows us to provide clients with customized, comprehensive solutions and exceptional service.

We want to introduce you to the many areas of direct client work across banking, treasury, and underwriting with client-facing work, as well as extensions of these functions through strategic project work and more. Our goal is to provide a robust, well-rounded experience for you to launch your career in the financial services industry! We will provide everything you need to be successful – from training and mentorship, to senior leader engagements, to projects that engage your current skills and help develop them further.

Working here means joining a collaborative, supportive team. We want your diverse perspective to help us develop the next wave of products and solutions for our clients.

How we’re organized:

There are two program tracks to choose from within MMBSI. Additional details are below.

1. Our diversified experience, which exposes you to a variety of teams and functions across the broader MMBSI business. 
2. Our focused program experience in our Capital & Advisory Solutions line of business, which streamlines your exposure to three dynamic teams. 

Our diversified industries experience is organized into five regional groups (Northeast, Midwest, Southwest, Southeast and Pacific) and a variety of industry segments, including, but not limited to, Agribusiness, Life Sciences, Government, Healthcare, Higher Education, Not-for-profit, and Technology and Disruptive Commerce. You may be interested in this experience if you’re looking for broad exposure to key functions and teams across MMBSI. 

Capital & Advisory Solutions line of business include Asset Based Lending, Financial Sponsors Group, and Syndicated Finance teams. These teams support companies with specific types of financial needs such as modeling and pricing, cash flow or collateral analysis, mergers and acquisitions, and more. You may be interested in this experience if you would like to focus on specific types of complex financing and analytics. 

In both tracks, Summer Analysts supporting our regional groups will work with MMBSI Bankers, Underwriters, Treasury Officers and Product Partners who cover a variety of industries to provide a range of financing solutions and strategic advisory.

What to expect:

Our Summer Analyst Program will provide you with an introduction to client management, credit structuring, and cash management allowing you to develop the necessary skillset to become a successful Full-Time Analyst. The 9-week program will begin with a week of orientation and training, giving you foundational business knowledge you’ll build upon throughout the summer.

You will also have the opportunity to hear from and network with senior leaders and spend time with peers from programs across the bank at philanthropic and group events.

Upon successful completion of the internship program, you may receive an offer of full-time employment in our 2.5 year, full-time MMBSI Analyst Program.

You’ll make an impact by:

• Working on financial models to support financing transactions
• Preparing marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
• Learning how to identify treasury product solutions to benefit clients’ long-term planning
• Collaborate with deal teams regarding business development strategy, including the identification of potential prospects
• Developing an understanding of the full breadth of J.P. Morgan products and service offerings
• Conducting client and prospect research to support business development efforts

Locations we hire for MMBSI – Diversified Track:

• Atlanta
• Austin
• Bloomfield Hills (Detroit Metro Area)
• Boston
• Charlotte
• Chicago
• Dallas
• Denver
• Houston
• Indianapolis
• Irvine
• Los Angeles
• Miami
• New York City
• Philadelphia
• San Francisco
• Seattle
• Washington D.C.

Locations we hire for MMBSI – Capital & Advisory Solutions Track:

• Atlanta
• Chicago
• Dallas
• Houston
• Los Angeles
• New York City

Who We Are Seeking:

We are looking for individuals who have an interest in corporate banking and enjoy working with people, building relationships, and providing best-in-class customer experience.

Key Qualifications:

• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a fast-paced, collaborative work environment
• Coursework in business, finance, or accounting a plus
• Pursing a bachelor’s degree with an expected graduation date between December 2024 and June 2025
• Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred
• Candidates must be authorized to work permanently in the U.S.

To be eligible for this program, you must be authorized to work in the U.S. on a permanent basis. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Please note that your performance in this program will be evaluated for the purpose of assessing a permanent full time offer post-graduation, a role that is likewise ineligible for employment-based immigration sponsorship.

Our Mission:

At JPMorgan Chase, we’re creating positive change for the diverse clients, customers, and communities we serve. We do this by championing your innovative ideas through a supportive and inclusive culture that helps you every step of the way as you build your career. If you’re passionate, curious, and ready to make an impact, we’re looking for you.

About The Process:

To be considered, you must complete the following steps:

1. Complete this application including selection of city preference.

• Make sure your program and city preferences align as noted in the descriptions above.

1. If you meet the minimum criteria for the application, you will receive an invitation to complete a recorded HireVue interview. 

• Please note applications will be reviewed on a rolling basis. We strongly encourage you to complete your HireVue video(s) within 1 week of receiving.
• Your application will not be considered for further review until you have completed your HireVue.

1. If selected, our team will reach out to you with final details.

About Us:

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the “WELL Health-Safety Rating” for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm’s current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm’s vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

About the Team:

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Middle Market Banking & Specialized Industries (MMBSI) teams provide credit, cash management, capital markets and corporate finance advisory solutions to corporations, municipalities and nonprofits. Core Banking teams generally focus on clients with annual revenues of $20 million to $500 million. The local delivery model, coupled with the firm’s global resources, offers clients customized, comprehensive solutions and personalized service by building long-term relationships.