Description

Company Introduction:
Blue Ridge Bankshares, Inc. is a multi-state bank holding company that is the parent company of Blue Ridge Bank, N.A., a client-centered financial services company offering commercial banking services throughout Virginia and North Carolina. Blue Ridge Bank currently has over 500 employees with a desire to build an even larger, stronger team. Blue Ridge Bank’s mission is to create financial value and opportunity for our shareholders, customers, employees, and communities by providing evolving, flexible, and customized solutions for the needs of our clients. And, to have fun while doing it. 

We strive to be more than your average community bank. We focus on meaningful growth with positive financial results. We want our products and services to improve the quality of life for our customers. Our core values are to act with integrity, to serve others, to commit to success, celebrate achievements, and to enjoy every day.

Position Title: Credit Analyst II  
Reports To: Commercial Credit Underwriting Manager

Work Locations: Richmond, VA

FLSA Status: Non-Exempt  

Remote Capabilities: Yes

Position Purpose:

This position is responsible for underwriting commercial loans and assisting in the management of the Bank’s loan portfolio.

Position Responsibilities:

• Properly analyze and underwrite commercial loan requests in a timely manner, including C&I and commercial real estate transactions
• Properly analyze and underwrite residential loan requests for existing commercial relationships
• Spread financial statements
• Perform annual reviews and covenant testing per loan policy
• Support loan officers and senior credit officers as needed with ad hoc reporting, portfolio information, and pre-approval screening 
• Perform other administrative and research duties, as requested.
• Other duties as assigned.
• Create value for the bank and its employees.
• Be a good teammate.
• Live our core values.

Education:

• Bachelor’s degree in Accounting, Finance, Economics, or equivalent work experience

Skills:

• Three (3) years of experience in commercial banking.
• Strong computer skills relevant to Microsoft Office Suites (e.g., Word, Excel, Outlook, etc.).
• Organizational skills and attention to detail.
• Strong decision-making/problem resolution skills.
• Demonstrate strong analytical and math skills, organizational skills, and customer service skills.
• Effective verbal and written skills to effectively communicate in the English language required.
• Experience within Banking or similar field.

Abilities:

• Ability to learn bank programmed software.
• Ability to build and maintain relationships with accounts while providing exceptional customer service.
• Ability to work all branch hours, remote or in office, including weekend and evenings.
• Ability to read and interpret documents such as procedure manuals, general business correspondence, and/or journals, or government regulations. 
• Ability to deal directly with the public, on the phone or face to face, following the Bank’s Customer Service Standards.
• Ability to read and interpret documents such as procedure manuals, general business correspondence, and/or journals, or government regulations. 
• Ability to deal directly with the public, on the phone or face to face, following the Bank’s Customer Service Standards.

Benefits:

• Medical Health Care Plans: Blue Ridge Bank contributes up to $525.00 dollars towards the cost sharing of the Health Care Plans.
• Dental
• Vision
• Health Savings Account 
• ESOP
• 401K
• Life Insurance
• Paid Leave Time (PLT)
• Bereavement Leave
• Observed Legal Holidays: 11 Federal Holidays
• Short Term Disability
• Long Term Disability 
• FMLA Leave
• Parental Leave
• Continuing Education Plans 
• Tuition Reimbursement Program

Legal Disclaimer:

It is the policy of the Blue Ridge Bank that all aspects of human resource management be conducted without regard to race (or traits historically associated with race including hair texture, hair type, and protective hairstyles such as braids, locks, and twists); sex; color; national origin; religion; sexual orientation; gender identity or expression; age; veteran status; political affiliation; disability; genetic information; and pregnancy, childbirth, or related medical conditions. 

Blue Ridge Bank provides reasonable accommodation to applicants with disabilities where appropriate. Applicants requiring reasonable accommodation for any part of the application process should follow the instructions in the job opportunity announcement. For any part of the remaining hiring process, applicants should contact the Blue Ridge Bank Human Resources Department directly at HR@mybrb.bank. Determinations on requests for reasonable accommodation will be made on a case-by-case basis.