4 Jobs in Madison, MS
Yourcnb is Hiring a Relationship Banker (Commercial Loan Officer) Near Madison, MS
Reports to: Senior Relationship Banker
Summary/ObjectiveThe Relationship Banker III is responsible for establishing and growing relationships within the bank. This involves making sales calls and developing a rapport with the customer or potential customer. Growth goals for all RBs are established for loans, deposits, and fee income, while the RB is also asked to be active in the communities we serve.
Primary Functions
- Adheres to the Bank’s Vision, Mission Statement, Moments of Truth, Core Competencies, Sales and Service standards, Bank policies, Bank regulations, and the Bank Operations Manual.
- Structures and analyzes new and renewed loan requests and makes loans within lending authority.
- Follows the Bank’s sales process and interviews commercial loan applicants.
- Actively participates in new business development program.
- Works closely with SRB, RP, and RSCO and presents loan applications for the appropriate approval.
- Works closely with RBGA to prepare loan packages for approval, closings, and post-closing.
- Manages all aspects of assigned loan portfolios and relationships including assigning appropriate risk grades to loans and relationships and monitoring compliance with loan policies and appropriate regulations.
- Collects past due loans unless assigned to the centralized collectors.
- Responds to referrals from Senior Management and others.
- Handles customer service matters and inquiries for lending and non-lending issues.
- Sends financial statements to the credit analysts for spreading and analysis.
- Provides informal training and guidance for less experienced lenders.
- Participates in community activities and organizations.
- Refers appropriate banking opportunities to other departments and personnel.
- Cross sell all company products and services.
Supervisory ResponsibilityGenerally, this position does not have direct supervisory responsibility but may informally supervise and guide less experienced Relationship Bankers and Relationship Banking Group Assistants.
Work EnvironmentThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
Physical Demands
- Prolonged periods working at a desk.
TravelTravel is expected for this position, primarily within the local area and occasional trips for Regional/Corporate meetings.
Required Education, Experience, And Skills
- High School Graduate or GED and 5 years of related experience or Bachelor’s degree and 3 years of related experience.
- Must be proficient in Microsoft Word and Excel and other necessary software for efficiency.
- Motivation and initiative are essential and must have a sense of urgency and be proactive.
- Excellent verbal and written communication skills.
- Ability to handle multiple tasks.
- Must possess excellent negotiation and problem solving skills.
- Knowledge of sales principles, the understanding of lending and credit approval processes, and pricing models.
- Ability to present loan commitments to executive management of customers.
- Must possess a high level of analytical skills, effective interpersonal skills, and have the ability to be assertive with sound business decisions that best interest the bank and borrower.
- Bachelor’s Degree or more than 7 years of related experience.
Other DutiesPlease note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Job Summary
Full Time
$85k-113k (estimate)
05/31/2024
11/24/2024
yourcnb.com
Meridian, MS
100 - 200
Related Companies
The job skills required for Relationship Banker (Commercial Loan Officer) include Customer Service, Sales Process, Problem Solving, Initiative, Written Communication, etc. Having related job skills and expertise will give you an advantage when applying to be a Relationship Banker (Commercial Loan Officer). That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Relationship Banker (Commercial Loan Officer). Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Relationship Banker (Commercial Loan Officer) positions, which can be used as a reference in future career path planning. As a Relationship Banker (Commercial Loan Officer), it can be promoted into senior positions as a Private Banker III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Relationship Banker (Commercial Loan Officer). You can explore the career advancement for a Relationship Banker (Commercial Loan Officer) below and select your interested title to get hiring information.
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