About this Position: 

Responsible for origination of mortgage loans. Conducts initial pre-qualification interviews and prepares complete loan application packages and necessary documentation. Conveys policies for extension of credit in accordance with Credit Union and Secondary Market guidelines. Meets scheduling and documentation requirements and production expectations as determined by the Lending Manager. Serves members and everyone involved in the process promptly and professionally. Provides general Credit Union information and cross sells services. Assists other loan personnel as necessary.

What You'll Do:

• Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members. 
• Performs follow-up work as necessary to achieve conditional approval within established time frames.
• Notifies member of status of loan throughout all stages of the loan process.
• Advises members of loan approval or denial. Explains loan denials precisely and clearly to members.
• Completes lending operations in accordance with established Credit Union policies and all legal requirement.
• Answers questions and requests; and addresses problems with an emphasis on timely resolution.
• Informs members of Credit Union about loan policies and services
• Counsels members regarding money management and financial matters. Counsels members whose loan requests were denied, explaining reasons and offering alternatives where appropriate
• Maintains and projects the Credit Union's professional reputation.
• Coordinates functions with related departments and Branches and provides support as needed.
• Assists Consumer Loan officers and serves as a backup as needed.
• Keeps management informed of area activities and of any significant problems.
• Attends and participates in meetings and committees as required.
• Completes required records and reports.
• Professionally cross sells Credit Union services.
• Stays informed regarding changes in lending standards, related legal requirements, and trends in local real estate and competitive market.
• Ensures work area is clean, secure, and well maintained.
• Other duties as assigned.

What you'll Bring:

• High School graduate or equivalent required
• One to two years of related loan experience preferred
• Additional coursework in business or related field preferred.

What you'll Get: 

(Full-Time)

• Weekly Pay
• Company Paid health, dental and vision insurance for yourself and any qualifying spouse/dependents (Following 90 days of employment)
• To help Prepare you for the future: 401(k) retirement plan (Following 90 days of employment)
• Paid time off: Vacation, Sick leave and company paid holidays
• Wellness reimbursement of up to $30/month (tickets to local community events, approved educational events or conferences)
• Tuition reimbursement after 1 year of employment

About Us:

Michigan is the Wolverine State. Wolverines are known for their strength despite their size. Wolverine State Credit Union fiercely protects the financial future of members, despite size.

Our Mission:

We are trusted and innovative financial partner, empowering individuals and businesses to achieve their financial goals while strengthening our communities.

A few words from Legal:

The chosen applicant will be required to complete a Criminal History Authorization and Disclosure form allowing us to conduct appropriate background and credit checks to determine eligibility for employment. Failure to submit documentation will result in an ineligibility for hire.

Upon request auxiliary aids and services will be made available to individuals with disabilities. Michigan Relay Center “Voice and TTY/TDD” 1-800-649-3777. An EOE.