Meet with new and existing clients to take applications for residential mortgage loans; engage in marketing efforts to build client base and increase business; work with the operations staff to facilitate the processing and closing of mortgage loans; stay current on mortgage laws, rules and regulations and maintain individual licensing in good standing at all times.

ESSENTIAL DUTIES

• Meet with borrowers to take applications for purchase and refinance transactions.
• Engage in marketing efforts to increase business, client and referral base.
• Pull the borrower(s) credit report(s), copy borrower documentation; put file in proper stacking order; pre-qualify the borrower; quote price according to Loan Originator pricing guidelines and input the information into approved LOS.
• Work with the processor and other operations staff to facilitate the quick and smooth closing of the transaction.
• Communicate with realtor and borrower on any additional needs and status updates.
• Lock the loan with the Secondary Marketing Department.
• Meet with processor on a routine basis to review pipeline.
• Meet continuing education requirements as required by each state and the NMLS.
• Attend training as required by Streamline Home Loans from time to time.
• Keep current on FHA/VA/USDA/Conventional changes and guidelines as communicated by underwriting or operations or external sources.
• Ensure that an environment of teamwork is maintained at all times.
• Maintain the highest possible level of customer service.
• Interface with other departments as necessary to ensure the smooth operation and growth of the Organization.
• Other duties as assigned

STANDARDS OF PERFORMANCE / MINIMUM QUALIFICATIONS

• • High level of professionalism and ability to maintain confidentiality
•  Strong customer service values and the ability to deliver a high level of responsiveness to both internal and external customers
• Minimum of 2 years of mortgage and/or sales experience preferred.
•  Closes an average of 2 loans per month.
•  Greater than 80% of your production is purchase transactions.
•  Communicates challenges and opportunities to Manager.
•  Ability to be flexible, multi-task and organize priorities in a fast paced work environment, while maintaining a high level of focus and accuracy.
•  Effective verbal and written communications skills
•  Knowledge of mortgage industry practices and regulations
•  Strong analytical skills, combined with sound judgment and decision making abilities
•  High level of computer literacy
•  Maintain knowledge and adhere to all regulations and compliance standards on internal and external policies.
•  The desire and ability to abide by our four pillars of: Advocacy, Excellence, Integrity, and Accountability.