SGL provides rapid, dependable financing ranging from $50,000 to $5 million for the acquisition, construction, stabilization, and long-term retention of residential and mixed-use projects. We use common sense underwriting and offer flexibility and speed that banks can’t match at a substantially lower cost than other private lenders.

Spring Garden Lending is a subsidiary of Spring Garden Capital Group, which offers an array of debt, equity, and consulting services for small to mid-sized real estate entrepreneurs throughout the mid-Atlantic. We pride ourselves on a business model aligned with responsible stewardship in our communities. Supporting our borrowers, partners, and clients also means supporting economic opportunity and wealth creation, the development of affordable and workforce housing, and investment in low and moderate income communities.

For more on our company and our impact, visit www.springgardencapital.com Role and Responsibilities

The Credit Analyst will serve as a primary partner to the Senior Vice President overseeing SGL’s Pittsburgh office and the Senior Credit Analyst/Loan Officer for that market, reporting directly to the Senior Credit Analyst. Critical tasks will include:

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· Communicating with potential borrowers to collect diligence documentation

· Analyzing diligence information provided by borrowers to inform transaction structuring and credit review

· Preparing term sheets to support initial transaction negotiations and credit memorandums to support the loan review and approval process. This may include analyzing guarantor financial statements and tax returns, as well as appraisals and other project documentation, and preparing project cash flow projections based on these sources.

· Supporting loan closings, including the collection of required documentation and coordination between SGL’s closing department, borrowers, and title companies to facilitate closing

· Portfolio management activities including setting up and reviewing construction budgets, coordinating construction inspections, and reviewing and approving draws.Qualifications

The ideal candidate will possess strong analytic skills, with an emphasis on quantitative analysis, and a highly detail-oriented approach to work. He or she should be proficient in excel, and a strong communicator verbally and in writing. Familiarity with the fundamentals of commercial real estate credit analysis is a strong Credit Analyst plus, but not a requirement.

To apply send resume and cover letter to szachary@springgardenlending.com