This role has the opportunity to work hybrid. During the interview process, our Talent Acquisition Team will share additional details with you. The primary purpose of the Credit Analyst II position is to analyze financial information and assess the risk of offering credit to businesses and individuals. Responsibilities Prepare written credit-approval packages for approval presentation Research, examine, and quantify the degree of credit risk involved in a credit Evaluate customer records and recommended payment plans based on submitted financial data Generate financial ratios, using computer programs, to evaluate a customers’ financial capacity Analyze financial data such as income growth, quality of management and market share of customers Prepare various monthly reports for presentation to senior management Perform other job related duties as assigned Qualifications Bachelor’s degree in business related major with at least two accounting courses 2-3 years banking credit analyst experience required Commercial real estate cash flow analysis experience, preferred Strong analytical ability Proficiency in Microsoft Word and Excel is required Possesses the ability to communicate at a high level both verbally and in writing Motivated self-starter and an active learner Careful attention to detail and time management skills are essential Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements Job Details: Regular