This role has the opportunity to work hybrid. During the interview process, our Talent Acquisition Team will share additional details with you. The Small Business Administration (SBA) Relationship Manager will be responsible for the generation of new relationships and servicing of existing commercial clients, in an effort to evaluate the client’s needs and align with appropriate bank products. Responsibilities: Achieves production levels through external business development activities with prospects, clients, referral sources and relative community involvement activities Corresponds with or counsels customers in credit issues and loan requests; cross-sells and advises customers on Bank deposit or lending account relationship issues Creates and maintains referral networks with commercial real estate brokers, business brokers, business/professional associations, attorneys, CPA’s, contractors, vendors, other banks, and any other referral sources to solicit SBA loan opportunities. Develops collaborative relationships with branch network and staff; refers non-SBA loan and deposit relationships to commercial and retail lenders and treasury management. Responsible for understanding and answering all questions regarding Bank products and services Analyzes applicants’ financial status, credit, and property evaluation to determine feasibility of granting loan; makes decision to either: move forward with underwriting, deny or counter offer applicant as appropriate using guidelines in Lending Operations Policy and Procedure Manual. Ensures all decisions take into account appropriate risk factors and contribute to the overall safety and soundness of organization Maintain a very high level of credit quality with the portfolio by monitoring past dues, coming dues and collections. Deliver meaningful, sustainable value to customers by anticipating needs and expectations and providing appropriate value-add solutions Ensures integrity and timeliness of customer information, documentation, and data Continually stays up to date on knowledge of SBA products, rules and regulations. Qualifications: Education and Minimum Experience Bachelor’s degree Minimum 10 years SBA commercial lending experience preferred Knowledge/ Skills/ Abilities Superior loan evaluation ability Proficient knowledge of commercial lending and applicable regulations Strong understanding of banking principles and guidelines Capable of handling large loan portfolio Ability to manage and direct team Excellent written and verbal communication skills Detail oriented and highly accurate in processing work tasks and reports Proficient in MS Office Suite Self-motivated, conscientious, analytical, courteous and cooperative Has ability to coordinate multiple tasks concurrently Job Details: Regular To all recruitment agencies: Independent Financial does not accept agency resumes without formal engagement of the agency. Please do not forward resumes to Independent Financial employees or any other organization location. Independent Financial is not responsible for any fees related to unsolicited resumes. Independent Financial is host to a diverse group of professionals; offering careers in lending, finance, management, marketing, technology and much more. We welcome talented and capable people with a heart for community service, strong personal values and integrity to join our team. Let’s discover new opportunities, together. Become part of a team that provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professionals and individuals. ______________________________________________________ All full-time and part-time roles that are regularly scheduled for 30 or more hours per week are benefits eligible. We are pleased to provide industry-leading benefits, resources and support to our employees. ______________________________________________________ To be considered for this position, you must at least meet the basic qualifications. No phone calls or direct e-mails please. Pre-employment background screening will be conducted. Independent Financial is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of age, ancestry, color, gender (including pregnancy, childbirth, or related medical conditions), gender identity or expression, genetic information, marital status, medical condition, mental or physical disability, national origin, protected family care or medical leave status, race, religion (including beliefs and practices or the absence thereof), sexual orientation, military or veteran status, or any other characteristic protected by federal, state, or local laws. The job description does not constitute an employment agreement between the employer and employee. The above statements describe the general nature and level of work being performed within this classification. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this job. If you require assistance at any stage of the employment application process due to a disability, please contact Human Resources at 469-301-2630. Independent Financial is a trademark of Independent Bank To all recruitment agencies: Independent Financial does not accept agency resumes without formal engagement of the agency. Please do not forward resumes to Independent Financial employees or any other organization location. Independent Financial is not responsible for any fees related to unsolicited resumes.