Credit Analyst

DATE POSTED: 5.8.2024

POSITION: Credit Analyst

LOCATION: Hays, KS

High Plains Farm Credit, ACA

The Farm Credit System is a unique entity, a network of nationally connected, locally owned financial cooperatives. Since 1916, Farm Credit has been devoted to agricultural financing and is the largest single provider of agricultural credit in the United States. High Plains Farm Credit is a member of the Farm Credit System and services $1.8 billion of loans. High Plains Farm Credit’s vision is to be the preferred source of agricultural financing.

POSITION PURPOSE

High Plains Farm Credit is currently recruiting a Credit Analyst in our Hays branch office. The ideal candidate should demonstrate initiative, analytical skills, maturity, and should be able to work in a team-oriented environment. Candidates should possess strong communication, organizational, and leadership skills. This position requires a commitment to work on a full-time (40 hours/week) basis.

JOB FUNCTIONS

• Effectively support the loan officers and the lending office function.
• Collect, verify and analyze financial and related data to establish creditworthiness.
• Perform credit analysis including balance sheet, income statement, cash flow and other analysis necessary to evaluate capital, capacity and collateral factions.
• Participate in joint calling efforts with branch personnel.
• Communicate with internal and external customers throughout application and loan process.
• Completes loan analysis and loan narratives in accordance with Association policies and completes loan packages with the consensus of loan officers.
• Inputs financial information and fully utilizes loan system software.
• Complete loan requirements including but not limited to borrowing bases, quarterly reporting and loan servicing plan requirements.

QUALIFYING CHARACTERISTICS

• Bachelor’s degree in agriculture, business administration, finance, accounting or other related field.
• 1 – 3 years of related experience performing similar functions.
• Agriculture background or aptitude is a plus.
• Excellent oral and written communication skills.
• Strong financial and analytical skills.
• Ability to manage multiple tasks simultaneously.
• Proficiency in Microsoft Excel, Word and Outlook.

EEO/AA/M/F/D/V

Job Type: Full-time

Pay: $50,000.00 - $65,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible schedule
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Tuition reimbursement
• Vision insurance

Schedule:

• Monday to Friday

Education:

• Bachelor's (Required)

Experience:

• Credit analysis: 1 year (Required)

Work Location: In person