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AmeriCredit Sr Credit Analyst I
GM Financial Cincinnati, OH
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$71k-89k (estimate)
Full Time 1 Day Ago
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GM Financial is Hiring an AmeriCredit Sr Credit Analyst I Near Cincinnati, OH

OverviewWhy AmeriCredit?Weve spent the past 30 years creating a culture thats second to none in the auto finance industry. Other employers only talk about their culture we actually live it every day. Its the primary reason that approximately 50% of our team members have been here for more than 5 years. Sure, we could mention that AmeriCredit is a division of GM Financial, the wholly owned captive finance subsidiary of General Motors, a Fortune 50 company. That might be what attracts talent to our team but its our culture that keeps them coming back.Our culture is what has driven AmeriCredit success and whats allowed us to build strong, lasting relationships with our dealers and consumer customers that we serve. But mostly, our culture is what allows us to prioritize employee development, to create a diverse, equitable and inclusive environment and to enrich their professional experience where they can discover, thrive and belong.If you are looking for an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging, AmeriCredit just might be your dream employer.About the AmeriCredit Senior Credit Analyst, I role:We are looking for energized business development partners to join our credit team. You will be responsible for developing relationships with our auto dealer partners, researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. You will be trained and empowered to bring value to our dealer partners through our programs and negotiations. You will work collaboratively with our field sales team as well as other company departments to grow our business.If you consider yourself a self-motivated, solutions-driven, relationship builder with a passion for auto finance; apply to be a part of the AmeriCredit Team today.ResponsibilitiesWhat makes you a dream candidate?Knowledge in analyzing credit data to determine the degree of risk involved in extending creditAbility to make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal lawsExperience in developing sufficient dealer relationships that ensure volume objectives and credit qualityDrive to capture automotive finance contracts that meet AmeriCredit profitability criteria for pricing and performanceMotivated to perform outbound telemarketing calls to the dealer customerKnowledge of sales, credit, and funding processes in consumer financeAbility to work under pressure and make decisions in a fast-paced environmentProficient credit underwriting and customer relations skillsFearless negotiation and sales skills necessary to develop and maintain productive dealer relationshipsQualificationsSenior Credit AnalystHigh School Diploma or equivalent required.2-3 years of underwriting/sales in the automotive industry preferredWhat We Offer: Generous benefits package available on day one to include: 401K matching, bondingleave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount,community service pay and nine company holidays.Our Culture: Our team members define and shape our culture an environment that welcomesinnovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do morethan work we thrive.Compensation: Competitive pay and bonus eligibilityWork Life Balance: Flexible hybrid work environment, 2-days a week in office#J-18808-Ljbffr

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Job Summary

JOB TYPE

Full Time

SALARY

$71k-89k (estimate)

POST DATE

04/26/2024

EXPIRATION DATE

05/09/2024

WEBSITE

gmfinancial.com

HEADQUARTERS

AUSTIN, TX

SIZE

7,500 - 15,000

FOUNDED

1992

TYPE

Public

CEO

ANGELA I GARDNER

REVENUE

$10B - $50B

INDUSTRY

Investment Management

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About GM Financial

GM Financial is a financial services firm that provides commercial lending and auto financing solutions for individuals and businesses.

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