2 Loan Underwriter Jobs in Liberty, NC
Fort Liberty Federal Credit Union is Hiring a Loan Underwriter Near Liberty, NC
- Conducts interviews and verifies eligibility for providing loan services.
- Assists branch employees with lending decisions and proper documentation.
- Reviews all data presented on applications to determine purpose, current financial status, compliance with consumer law and debt ratio.
- Determines if loan requests should be approved or denied.
- Approves loans, which meet approval criteria and authority level assigned, insuring they are processed and ready for disbursal without delay.
- Is capable of processing a loan from inception through credit investigation, write up and disbursement.
- Insures that current loan policies and procedures are strictly adhered to.
- Maintains proper surveillance and security over applications being processed and funds being disbursed.
- Informs members of rejection or conditional loans.
- Processes deed of trust loans, which include 1ST and 2nd mortgages, Home equity and FHA Title, I home improvement loans, to closing and insures all are complete prior to filing. Must be registered with the NMLS before performing any duties related to the offering of mortgage products to perspective borrowers.
- Responsible for maintaining positive public relations with our members.
- Researches member files and determines necessary corrections.
- Secures contracts and checks at the close of the business.
- Other duties as required or assigned by management.
- Must comply with the Federal Bank Secrecy Act, Anti-Money Laundering & Customer Identification Policy (BSA), the OFAC Policy and the Identity Theft Policy.
- Writes up work sheets on loans.
- Responsible for supplies necessary for operation of the Loan Department
- Insures FHA reporting manifest is complete.
- Assists staff in understanding policies and procedures.
- Handles members’ complaints
- May perform supervisory duties in the absence of department supervisor.
- Assists in training department personnel
- Keeps managers informed of problems or potential problems with department.
- Insures that all files are secure at the close of business.
- Performs other functions as required by the VP Credit Administration.
- High School diploma with some additional coursework, certifications and/or lending training.
- Must be able to meet the qualifications necessary to be registered with the NMLS under the provisions set forth by the S.A.F.E. Act.
- On an annual basis is required to complete mandatory Bank Secrecy Act, OFAC and Red Flag Identity Theft training.
- 3-5 years credit union or financial industry experience within the lending function.
- Knowledge of lending laws and regulations.
- Knowledge of Credit Union products and services.
- Strong communication skills – both written and verbal and the ability to explain complex terms or situations.
- Strong proficiency in computer software including word, excel, outlook.
- Knowledge of lending software and reporting.
Job Summary
Full Time
$48k-66k (estimate)
04/17/2024
06/15/2024
The job skills required for Loan Underwriter include Communication Skills, Mortgage Products, etc. Having related job skills and expertise will give you an advantage when applying to be a Loan Underwriter. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Loan Underwriter. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Loan Underwriter positions, which can be used as a reference in future career path planning. As a Loan Underwriter, it can be promoted into senior positions as a Mortgage Credit Analyst II that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Loan Underwriter. You can explore the career advancement for a Loan Underwriter below and select your interested title to get hiring information.
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