What You'll Do:

• Conduct transaction surveillance investigations, identifying potential financial anomalies and suspicious activities
• Assist with reviewing exceptions relating to Client Identification Program, Economic Sanctions screening, and transaction monitoring
• Support the development and execution of Anti-Money Laundering (AML) and economic sanctions compliance risk assessments to address regulatory risks for our Compliance program
• Analyze regulations and their applicability to our products and services, and assist with the development of creative and compliant processes and controls
• Execute projects as directed by the manager, ensuring timely and accurate completion while seeking guidance when needed
• Monitor adherence to policies and procedures, and test the effectiveness of processes and controls
• Identify potential areas of weakness and work with partners to strengthen the associated control environment.
• Monitor the implementation of corrective actions and escalate when appropriate
• Foster collaboration and provide cross-functional support within the department, including areas such as fincrime & fraud, regulatory complaints, product and marketing compliance, and the overall compliance program
• All other duties as assigned

What We're Looking For:

• 2 years of financial crimes experience in Financial Services
• Prior professional services, Fintech, or Financial services experience
• ACAMS designation
• Demonstrated knowledge and application of financial crimes laws and regulations (BSA/USA PATRIOT Act/AMLA/FinCEN regs/OFAC regs/ABAC)
• Regulatory experience with Fraud & Disputes
• Demonstrated knowledge of compliance/regulatory risks, processes, and control frameworks, and the ability to design and evaluate the effectiveness of controls embedded within business processes
• Prior professional services, financial services, or regulatory experience
• Clear, concise, and persuasive written and verbal communication
• Strong orientation to deadlines and detail
• Commercially-oriented creative thinker and problem solver
• Strong project management, critical thinking, and analytical skills
• Ability to embrace and champion our core values
• Mature, professional and of unquestionable integrity, carrying out excellent judgment when handling sensitive information
• Proficiency in Excel/Sheets (VLOOKUP, INDEX MATCH, advanced conditional formatting, pivot tables and reporting, macros and VBA) and PowerPoint/Slides

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience, but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

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