MUST. 0-2 years of total insurance / risk experience. could be right out of school if you majored in Risk Management and Insurance. If not right out of a college Risk program, then 1-2 years of insurance brokerage or insurance carrier experience. PA Life, Accident & Health Insurance license (or able to acquire within 90 days). Has commercial lines of insurance experience, could take : property and casualty, benefits, medical, pharmacy insurance. ...