Description

The Northumberland National Bank is currently looking for a Branch Manager/Lender for our Selinsgrove Branch. NNB is looking for a candidate who displays good leadership skills and the ability to motivate others with a minimum of 7 years of banking experience with management and/or lending experience preferred.

Summary - Responsible for the daily operation of the branch office. Responsible for the overall effort to develop business and grow the branch in terms of deposits and loans and generate revenue to meet branch budget goals. Supervise and develop staff in a manner that assures the bank achieves its Mission Statement, Vision Statement and Core Values. Provide positive leadership that reinforces our commitment to being the best community bank in the region. Responsible for providing direct and indirect personal loans, real estate loans, and small business by accepting, analyzing and acting on loan applications. Responsible for developing new business by making calls on prospective customers and referring business to other departments in the bank.

Typical Schedule - Full-time; Minimum of 40 hours per week required.

Supervisory Responsibilities - Role is responsible for managing 4 branch employees.

ESSENTIAL FUNCTIONS

• Review and maintain a work schedule to assure adequate staffing;
• Make or review payment decisions daily;
• Periodic review of vault cash;
• Act as dual control for the ATM and vault;
• Perform necessary operational procedures as outlined by the Monthly Security Report and deliver said report to the SVP, Branch Administration by the 10th of each month following the month of the report;
• Be aware of all teller outages of $100 or greater and send a report to the SVP of Branch Administration within 24 hours;
• Attend monthly Branch Manger’s Meeting and share appropriate information with staff within one week of receiving minutes;
• Attend lender meetings and secondary market mortgage meetings as scheduled;
• Responsible for making sure that the branch is in compliance with bank policy and procedure as well as regulatory compliance;
• Oversee compliance with the teller performance policy and use this information to manage staff;
• Complete evaluations and coaching on a quarterly basis, which involves individualized goals, as appropriate;
• Open all categories of new accounts as needed and meet with existing customers as needed while always striving to achieve the bank’s Mission Statement, Vision Statement and Core Values;
• Promote Wealth Management services including Trust and NNBFS;
• Attend all training opportunities provided by the bank and encourage and recommend training for staff as available or as needed;
• Lead and mentor staff by example in the areas of personal appearance, job knowledge, customer service, continuing education, professionalism and involvement in community service;
• Participate in and/or complete all necessary bank training and see that all staff members participate and complete all necessary bank training as well;
• Call on new or existing customers to help develop customer relationships, promoting products and providing problem resolution when necessary;
• Represent the Bank throughout the year at civic and community events;
• Report to Bank management changes in our market to adequately protect our competitive advantage and to develop new opportunities;
• Assists in branch budget development and monitors performance toward those goals;
• Meet with loan customers to determine what their needs are for personal loans, real estate loans, rural housing, small business, PHFA and secondary market loans;
• Obtain and review credit reports;
• Spend a significant amount of time on pre-approvals;
• Underwrite and approve applications within approved lending authority;
• Utilize bank software programs and ancillary software programs to process loan applications and determine if customers are eligible for various programs;
• Input loan requests on system;
• Work with local attorneys and realtors to provide the appropriate lending services;
• Turn loans over to Loan Assistant for closing or personally attend the closing with the attorney for real estate loans;
• Responsible for early disclosures, appraisal and recommendation write-ups, flood determination, lien searches, and commitment letters;
• Review and determine collateral release terms and loan modification;
• Review collateral values via online NADA and other resources;
• Present loan requests to Board of Directors;
• Follow up on past dues and assists bank’s Collector, with customer calls when needed, as well as overdrawn deposit accounts and other potential losses;
• Collaborates with Commercial Loan Officer when required;
• Maintain and update information regarding different loan products, especially compliance issues;
• Courtesy, tact, and diplomacy are essential elements of the job;
• Required to maintain the strictness of confidentiality in all matters;
• Comply with all company policies and procedures;
• Other administrative duties as assigned.

Requirements

COMPETENCIES

• Excellent time management, judgment, decision-making and critical thinking skills with a strong attention to detail;
• Exceptional communication skills with an enhanced social perceptiveness and a service-oriented disposition;
• Strong leadership and coaching skills;
• Knowledge of computer software programs (e.g., Outlook, Excel, Power Point, Word);
• Ability to maintain confidentiality with sensitive information and issues relating to the bank’s customers, policies, and personnel;
• Knowledge of principles and processes for providing customer and personal services including customer needs assessment, and meeting quality standards for services;
• Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, designing forms, and other office procedures.

Benefits - For Full Time positions we offer a full benefit package including health and life insurance, PTO, retirement plan, 401k Plan, and FSA Plan is provided. Pay would be commensurate with background and prior work experience.

Equal Opportunity - The Northumberland National Bank is committed to providing Equal Opportunity in Employment. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, or any other status protected by federal, state, or local law.