Are you looking for a position with a company where you can make a difference?

At Security National Bank, if there is one belief we hold together as a team, it’s that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take – every single thing we do matters. Why? Because we recognize the inherent value of each individual, and the potential of what each person can become. We realize every one of life’s interactions is an opportunity to help someone reach that potential. This is why we treat even the smallest details of life and banking with careful thought and attention. If you aspire to do the same, we’d like you to advance your career with us at SNB.

We are searching for a motivated individual who has strong values, a great work ethic, attention to detail, and is a natural networker. The Ag Services Lender is key to developing new Ag Services relationships through business development efforts with a focus on lending while retaining and growing existing relationships.

Values Matter. We stand for excellent service and care about doing what’s right. We are looking for a service driven individual who offers a superior customer service experience through prospecting while professionally represent the organization within our community. They balance their interpersonal skills with their agricultural knowledge and technical expertise in credit and underwriting. Because at Security National Bank, we mean what we say and know the best relationships are built on respect – sometimes given, always earned.

JOB DESCRIPTION:

• Establishing and maintaining positive relationships with existing and potential customers while providing superior customer service.
• Identifies prospective clients and implements plans to develop and retain ag loan business, meeting with prospective clients and customers of various sizes and complexity to achieve business development goals and promote additional bank services to our current clients.
• Evaluates loan requests by interviewing ag loan customers to develop information concerning their experience and financial situations, reviewing farm operations, regular on-site visits, and timely communication.
• Follows current loans to ensure conformity to terms and awareness of developing trends.
• Gives advice and counsel to customers and prospective customers and promotes additional business for the Bank.
• Represents the bank in the community through membership or participation in agricultural and farm organizations.

Required for this position: Excellent customer service and problem resolution skills. Strong attention to detail, understanding of lending, ability to identify missing items, advanced organizational skills, ability to work under deadlines, independent thinking, analytical skills, self-motivation, strong oral and written communication skills, and demonstrated teamwork.

EDUCATION AND EXPERIENCE:

• 4 year college degree or related work experience
• 3-5 years Ag Lending preferred
• Knowledge of agricultural banking products and services
• Excellent negotiating and influencing skills
• Understanding of credits and debits
• Accuracy and meticulous attention to detail required
• Excellent oral, written, and interpersonal communication skills
• Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel
• Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed
• Team-oriented and the ability to work collaboratively across all levels of the organization
• Service-oriented, polite, and respectful
• Advanced problem-solving and analytical skills
• Ability to take direction and instruction and follow through independently until project completion

HOURS:

Regular business hours, Monday through Friday. Some extended business hours.

BENEFITS:

We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.

ABOUT SECURITY NATIONAL BANK:

Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis — and emerge as the region’s most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what’s right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.

Security National Bank is an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.

LEARN MORE:

https://www.snbonline.com/mattertoday

LOCATION:

Orange City, IA