AgWest Farm Creditis a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100 year-old Farm Credit System - the leading provider of credit to American agriculture.

AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.

We are in search of a Credit Analyst I or Credit Analyst II to join our Idaho Lending department in Idaho Falls, Idaho. This full-time position reports to the VP, Credit and assists in providing sound, constructive credit and related services, typically supporting average to above average loan portfolios involving simple to moderately complex credit.

This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.

Compensation Information

The base salary range for this position is:

Level I: $57,000- $86,000; bonus at target is 10% of salary

Level II: $63,000 - $95,000; bonus at target is 12% of salary

Job Requirements

• Gather financial and business related information from customers, prospects and other available resources through personal interviews, phone interviews, and other information resources.
• Analyze basic financial statements, including opinions and notes, tax records, "in house" prepared financial statements and pro forma statements.
• Prepare credit analysis and make recommendations to appropriate management for review.
• Comply with association documentation expectations, procedures, laws and regulations.
• Support customer relationships through marketing and servicing financially related products by communicating with customers, their professional representatives and employees at the branch office or customer locations.
• Other duties as assigned.

Minimum Requirements

• Bachelor's degree in Business, Accounting or ag related field, or an equivalent combination of education and experience
• Generally requires 1-2 years accounting or financial industry experience
• Understanding of applicable credit laws and regulations, and bankruptcy law and collection procedures
• Ability to market, see and effectively negotiate terms on AgWest products, including loan programs, interest rate programs, and financially-related services, both verbally and in writing
• Knowledge of appraisal techniques and principles
• Thorough knowledge of credit classifications and sound loan administration practices

Preferred Requirements

• Agricultural background
• Advanced knowledge of AgWest's policies and procedures
• Advanced knowledge of AgWest's products and services and how they are delivered

Benefits Offered by AgWest

• Medical, dental, and vision insurance
• Basic term life and AD&D insurance (fully paid for by the company)
• Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer
• 401(k) plan (6% match plus 3% employer contribution)
• Employee Assistance Program
• Wellness Program
• Jeans are welcome at work every day at AgWest!

*Vacation accrual rates increase with tenure.

Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits

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Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.