12 Mortgage Loan Closer Jobs near me
Heartland Bank is Hiring a Mortgage Loan Closer Near Columbus, OH
Mortgage Loan Closer
LOCATION:
Whitehall, Ohio
STATUS:
Full-time
FSLA JOB CLASS:
Non-exempt
REPORTS TO:
Mortgage Operations Manager
REQUIRED TRAVEL:
<5%
DIRECT REPORTS:
None.
If working for a company with an empowered group of individuals dedicated to the financial well-being of their customers is appealing to you, look no further than Heartland Bank!
At Heartland Bank, our goal is quality - in our work, in our play and in our people. We value our ability to attract and retain talented professionals, as this is the bottom line for excellent customer service.
Heartland has an immediate opening for a Mortgage Loan Closer located at our Corporate Office in Whitehall, Ohio. Primarily responsible to assemble, prepare and review critical closing documents for Heartland Bank's mortgage, construction, bridge and home equity loans. Coordinates the closing process to ensure accuracy of all documents and all terms of the loan are met while delivery excellent customer service.
In this highly visible role, a typical day might include the following:
- Prepare closing loan package necessary for individual loan types in strict accordance with Bank, Investor guidelines and Secondary Marketing commitments and requirements.
- Ensure the timely movement and closing of approved loans through the pipeline.
- Contact Title Companies, Attorneys, Loan Officers, Processors and Insurance Companies to obtain documentation necessary to close mortgage loans.
- Monitor loan status on a continual basis to ensure that timely/qualify standards are achieved.
- Advise all parties of any changes or issues that may occur to ensure high quality standards and customer service.
- Perform a pre-closing quality review of loan files prior to releasing closing package.
- Review all preliminary documents provided from attorney/title company to include, but not limited to: Title binder, survey, termite report, Hazard/Flood insurance binder, Deed, HUD1 Settlement Statement, Power of Attorney and/or Trust documentation.
- Complete all disbursement procedures for issuing of funds to attorneys/title company, any necessary refund checks, and release of escrow monies withheld.
- Respond to and resolve technical and complex problems that arise.
- Assist Post Closing or Processing as may be needed.
- Perform follow up on any deficiency requests to ensure timely procedure for loan funding.
- Recommend procedural changes to management.
- Comply with Bank Policies, Procedures and regulatory requirements and guidelines.
- Stay current with industry regulations and changes.
- You Live Our Values . You demonstrate Heartland's shared values and do the right thing, even when no one is watching.
- You Achieve Results . You meet and exceed goals through teamwork. You grow and apply job knowledge and have focused execution.
- You Coach and Lead . You have strong communication skills. You are focused on performance development and foster positive relationships and trust.
- You Hustle . You possess a driven work ethic to succeed and respect focused collaboration.
- High School Diploma or equivalent
- 2 years of experience closing Mortgage loans, including Conventional and government loans.
- Knowledge and experience using Mortgage LOS, MS Word, Excel and email.
- Imaging experience a plus.
- Ability to meet strict time deadlines and work independently.
- Detail oriented and able to follow set guidelines.
- Knowledge of real estate lending criteria, compliance, federal/state regulations.
- Knowledge of automated underwriting and agency guidelines including but not limited to FNMA, FHA, VA and USDA.
- Must demonstrate excellent customer service skills.
- Excellent verbal and written communication skills.
- Encompass, AUS, Navigator, Director, MS Word, Excel, Outlook email
Climate-controlled office environment. The physical demands include:
- Bending, standing, walking (<1/3 of the time)
- Sitting (>2/3 of the time)
- Vision (up close and distance >2/3 of the time)
- Must be able to lift up to 10 pounds (< 1/3 of the time)
- Competitive comp and benefits package that includes: medical/dental/vision/life insurance
- 401(k) up to 3% of salary match
- Company-paid holidays
- Generous Paid Time Off
- Maternity/Paternity Leave
- Education Reimbursement
- On-site Fitness Center
- Free Checking and Savings Accounts
- Mortgage Discount Program
- Hybrid work schedule
Job Summary
Full Time
$45k-59k (estimate)
05/02/2024
05/20/2024
myheartland.bank
HASTINGS, NE
50 - 100
1951
ALLEN JEFFERSON
$10M - $50M
Banking
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The following is the career advancement route for Mortgage Loan Closer positions, which can be used as a reference in future career path planning. As a Mortgage Loan Closer, it can be promoted into senior positions as a Mortgage Loan Funding Manager that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Mortgage Loan Closer. You can explore the career advancement for a Mortgage Loan Closer below and select your interested title to get hiring information.
If you are interested in becoming a Mortgage Loan Closer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Mortgage Loan Closer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Mortgage Loan Closer job description and responsibilities
Mortgage loan closers use negotiation skills to help clients find the best mortgage loan for their needs.
02/15/2022: Salt Lake City, UT
Mortgage lenders are beginning to focus more on customer service, which means that mortgage loan closers will need to be prepared to provide excellent customer service.
03/11/2022: Phoenix, AZ
For example, they may need to ensure they have enough time to explain all the details of a mortgage to a client before they sign the contract.
02/23/2022: Carson City, NV
They will also need to be able to work with other members of the team, such as underwriters and account managers, to ensure that loans are processed quickly and efficiently.
02/08/2022: New Suffolk, NY
Also known as mortgage loan closers, mortgage closers assemble and verify all paperwork required for finalizing mortgage loans.
03/20/2022: Champaign, IL
Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Mortgage Loan Closer jobs
Ensure Compliance Mortgage Closers review all closing details to ensure compliance with state and federal regulations.
02/14/2022: Chattanooga, TN
Mortgage closers might also deal with property surveys, title searches, and deeds.
03/18/2022: Carson City, NV
As mortgage lenders focus on customer service, they will look for loan closers who can provide a high level of customer satisfaction.
02/21/2022: Columbus, MS
They also make sure that all terms of the loan are met.
02/22/2022: Passaic, NJ
Ensured that the mortgage as a whole met all the mortgage compliance regulations.
04/09/2022: Hartford, CT
Step 3: View the best colleges and universities for Mortgage Loan Closer.
