3 Jobs in souderton, pa
UniVest, LLC is Hiring a Commercial Credit Analyst II Near Souderton, PA
At Univest we invest in the success of our employees and customers. We offer our employees the ability to be their authentic selves, while fostering a culture and an environment that inspires change and inclusivity. Seeking career-focused individuals, looking to bring passion and creativity to drive change. Our employees are encouraged to work collaboratively and embrace innovation to deploy needs based financial solutions in the communities we serve.
We are seeking a Commercial Credit Analyst II to join our growing team.
ResponsibilitiesPartner with Relationship Managers and Credit Officers during all phases of commercial underwriting process, which includes new requests, renewals and annual reviews of existing relationships.
Primary Roles
- Underwrite larger and more complex commercial credit exposure within Corporate Banking portfolio.
- Provide leadership and training to Corporate Banking Analysts.
- Organize relevant financial data. Spread and analyze audited, reviewed and company prepared financials in addition to corporate and personal tax returns and personal financial statements.
- Prepare cash flow charts, test covenants, and determine collateral coverage position.
- Prepare credit proposal summaries for credit officers, senior executives and Board members. Written content within proposals include a summary of the analytical framework used to capture the default risk and recovery prospects of a transaction. Topics include but not limited to: financial performance analysis, cash flow generation, risk ratings, debt capacity, borrowing base monitoring, collateral analysis and projected outlook.
- Develop and analyze projections and sensitivity analysis.
- Assess and recommend financial and negative covenants.
- Complete various training assigned by Manager which may be outside normal business hours and off-site.
Willing to work towards a Senior Underwriting Officer and/or customer contact position within the Corporate Banking division.
Performs other responsibilities as required by Corporate Banking Underwriting Manager.
Responsible for compliance with laws and regulations that apply to the position, including the Univest Code of Conduct.
QualificationsBachelor’s of Science in Finance, Accounting, Business Administration, or Economics. Other Bachelor’s degrees considered with commercial lending experience.
Minimum twelve to twenty-four months (12-24 months) commercial banking underwriting experience required. Skills required include: credit risk analysis, financial statement analysis, commercial loan underwriting and succinct business writing. Knowledge of traditional C&I, Commercial Construction, Commercial Mortgage and SBA program loan structures, covenants and documentation.
Strong organizational, analytical and communications skills. Ability to work within compressed deadlines. Comfortable with interacting with executive management. Prior attendance of formal commercial credit training program or regulatory environment preferred.
Proficient in Excel, Word, PowerPoint and Outlook.
Click here for Benefit Information
#Univest
An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.
Job Summary
Full Time
Banking
$69k-90k (estimate)
06/01/2024
06/19/2024
univest.net
HARLEYSVILLE, PA
500 - 1,000
1876
ROBYN GARIS
$200M - $500M
Banking
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About UniVest, LLC
Univest Financial Corporation is a vital, growing company with deep ties to its local communities. Our rich history is enhanced by our desire to remain close to our customers, so we can deliver excellent service and solutions to meet their financial needs. Univest's financial solutions for your life and business include banking, insurance, investments, trust, wealth management, leasing, and mortgage banking. Univest Financial Corporation (UVSP), including its wholly-owned subsidiary Univest Bank and Trust Co., Member FDIC, has approximately $6.3 billion in assets and $4.1 billion in assets und ...
er management and supervision through its Wealth Management lines of business at December 21, 2020 Headquartered in Souderton, Pa. and founded in 1876, the Corporation and its subsidiaries provide a full range of financial solutions for individuals, businesses, municipalities and nonprofit organizations in the Mid-Atlantic Region. Univest delivers these services through a network of more than 50 offices in southeastern and central Pennsylvania as well as New Jersey and online at www.univest.net.
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The job skills required for Commercial Credit Analyst II include Analysis, Underwriting, Commercial Loans, Accounting, Tax Return, Financial Analysis, etc. Having related job skills and expertise will give you an advantage when applying to be a Commercial Credit Analyst II. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Commercial Credit Analyst II. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Commercial Credit Analyst II positions, which can be used as a reference in future career path planning. As a Commercial Credit Analyst II, it can be promoted into senior positions as a Commercial Credit Analyst III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Credit Analyst II. You can explore the career advancement for a Commercial Credit Analyst II below and select your interested title to get hiring information.
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