Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and obje ...ctive recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience.More Show Less
Create an Alert for Commercial Credit Analyst I Jobs
Create a Job Alert
Get notified when new Commercial Credit Analyst I jobs are posted
REPORTS TO. Commercial Portfolio Manager. SUPERVISES. N/A. JOB STATUS. Exempt. JOB GRADE 12: $61,397.42 - $76,746.78 Targeted Annual Salary. This position works on-site. Remote work is not available at this time. Job Summary. This employee is responsible for assisting the Commercial Loan Department with the analysis of financial information provided by businesses and/or individuals to assess the overall credit worthiness and risk associated with ...
The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, ...
