Job Summary:

Mega Capital Funding, Inc. is a well-established Residential Wholesale and Correspondent Mortgage Banker, currently experiencing growth. Our model is to be a consistently competitive lender in way of products and price, while offering exceptional customer service. We are seeking a skilled and motivated Lock Desk Specialist to join our growing team!

Responsibilities:

· Backup for daily creation and distribution of rate sheets

· Provide loan scenario pricing and respond to product eligibility questions quickly and accurately

· Maintain pricing/lock data within the company’s LOS system

· Process locks, changes, relocks, and extension requests

· Lock loans with investors as instructed by the Secondary Marketing Manager and verify pricing

· Provide support and answer questions regarding the rate lock process

· Resolve and/or escalate complex loan scenarios to appropriate resources

· Troubleshoot pricing discrepancies and take steps to resolve any issues

· Assist in reconciliation of purchase advices and address any purchase price discrepancies, ensuring that margins are maintained

· Monitor MBS market conditions throughout the day to anticipate the need for market driven price improvement or worsening

· Maintain general mortgage compliance knowledge and complete annual recertification of training

· Issue necessary disclosures at the time of loan lock and as required thereafter

· Other miscellaneous tasks as needed and assigned by the Secondary Marketing

Qualifications/Skills:

· Basic math skills- must be extremely comfortable with numbers and possess the ability to easily add/subtract/multiply/divide fractions, decimals, and percentages.

· Basic proficiency in Microsoft Excel- the ability to create and work with excel spreadsheets with math and logic formulas (eg. VLOOKUP)

· Strong analytical and problem solving skills

· Ability to work independently and accurately

· Demonstrated strong interpersonal skills- the ability to interact with internal and external clients across departments and locations

· Strong attention to detail

· Secondary Marketing/Lock Desk experience in the mortgage industry a plus

· Familiarity with MeridianLink (LendingQB) a plus but not required

Job Type: Full-time

Pay: $20.00 - $30.00 per hour

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off