What are the responsibilities and job description for the Credit Risk Manager position at Top Stack?
We are seeking an experienced Credit Risk Manager to oversee a portfolio of commercial accounts, evaluate credit risk, and support strategic credit decisions.
What You'll Do
- Analyze financial statements, cash flow, and credit risk for commercial customers.
- Manage a portfolio of accounts and make credit recommendations based on financial data and third-party reporting.
- Present credit analyses and recommendations to senior leadership and credit committees.
- Partner with sales teams and customer leadership to resolve credit-related matters.
- Oversee accounts receivable collections through a direct report.
- Manage order credit holds and support timely credit decisions.
- Contribute to process improvements and risk management initiatives.
Qualifications
- Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
- 3 years of experience in commercial credit analysis or credit risk management.
- Strong experience analyzing financial statements and assessing commercial credit risk.
- Experience working with commercial or manufacturing-based organizations is preferred.
- Prior leadership or supervisory experience is a plus.
- SAP experience preferred; HighRadius experience is a plus.
- Strong analytical, communication, and decision-making skills.