What are the responsibilities and job description for the Commercial Banker - Mandarin Preferred position at Michael Page?
- C&I and CRE Coverage.
- Middle market company coverage.
Commercial bank with a branch in Flushing, Queens.
Job Description
Business Development & Underwriting
- Support origination efforts by identifying and developing commercial banking opportunities within the middle-market and corporate client segment.
- Assist with prospect outreach, client onboarding, and account opening activities in coordination with operational and compliance teams.
- Analyze credit opportunities by evaluating financial performance, cash flow, industry trends, collateral positions, and overall risk profile.
- Prepare comprehensive credit memoranda and recommendation packages for approval.
- Conduct industry and market research to identify new lending and relationship opportunities.
- Participate in networking events and client meetings to promote banking products and develop new business relationships.
- Contribute toward business development and portfolio growth objectives established by management.
- Support ongoing management of a commercial loan portfolio, ensuring compliance with credit approval conditions and reporting requirements.
- Monitor borrower financial performance and identify emerging risks through financial statement analysis, covenant tracking, and portfolio reviews.
- Coordinate the collection and review of financial statements, tax returns, insurance documentation, and other required client information.
- Assist in preparing annual reviews, periodic portfolio assessments, and risk monitoring reports.
- Conduct client meetings and site visits as needed to support portfolio oversight.
- Maintain strong client relationships by delivering responsive service and identifying opportunities to deepen banking relationships.
- Address client inquiries and service-related issues in a timely and professional manner.
- Partner with compliance and onboarding teams to support due diligence, KYC, and AML requirements for new and existing clients.
- Identify, monitor, and escalate credit, operational, and compliance risks as appropriate.
- Ensure all activities are conducted in accordance with internal policies, regulatory requirements, and sound banking practices.
- Participate in special projects, departmental initiatives, and other assignments as needed.
- Provide support for strategic initiatives and process improvement efforts across the corporate banking platform.
The Successful Applicant
- Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
- 4 years of experience in commercial banking, corporate banking, credit analysis, or commercial lending.
- Strong understanding of commercial credit underwriting and financial statement analysis.
- Experience evaluating middle-market and non-investment-grade corporate borrowers preferred.
- Knowledge of commercial lending structures, risk assessment, and portfolio management practices.
- Familiarity with KYC, AML, regulatory compliance, and due diligence processes.
- Proficiency in Microsoft Excel, Word, and PowerPoint.
- Strong analytical, written, and verbal communication skills.
- Mandarin preferred but not required.
- Competitive salary ranging from $50,000 to $150,000 USD.
- Comprehensive benefits package.
Quote job ref: JN-102026-7122018
Salary : $50,000 - $150,000