Commercial Banker - Mandarin Preferred

The Commercial Banker will support the growth and management of middle-market and corporate banking relationships. This position will be responsible for credit underwriting, portfolio management, client support, and business development activities across commercial lending products, primarily focused on non-real estate operating companies.

Client Details

Commercial bank with a branch in Flushing, Queens.

Description

• Support origination efforts by identifying and developing commercial banking opportunities within the middle-market and corporate client segment.
• Assist with prospect outreach, client onboarding, and account opening activities in coordination with operational and compliance teams.
• Analyze credit opportunities by evaluating financial performance, cash flow, industry trends, collateral positions, and overall risk profile.
• Prepare comprehensive credit memoranda and recommendation packages for approval.
• Conduct industry and market research to identify new lending and relationship opportunities.
• Participate in networking events and client meetings to promote banking products and develop new business relationships.
• Contribute toward business development and portfolio growth objectives established by management.
  
  

• Support ongoing management of a commercial loan portfolio, ensuring compliance with credit approval conditions and reporting requirements.
• Monitor borrower financial performance and identify emerging risks through financial statement analysis, covenant tracking, and portfolio reviews.
• Coordinate the collection and review of financial statements, tax returns, insurance documentation, and other required client information.
• Assist in preparing annual reviews, periodic portfolio assessments, and risk monitoring reports.
• Conduct client meetings and site visits as needed to support portfolio oversight.
• Maintain strong client relationships by delivering responsive service and identifying opportunities to deepen banking relationships.
• Address client inquiries and service-related issues in a timely and professional manner.
  
  

• Partner with compliance and onboarding teams to support due diligence, KYC, and AML requirements for new and existing clients.
• Identify, monitor, and escalate credit, operational, and compliance risks as appropriate.
• Ensure all activities are conducted in accordance with internal policies, regulatory requirements, and sound banking practices.
• Participate in special projects, departmental initiatives, and other assignments as needed.
• Provide support for strategic initiatives and process improvement efforts across the corporate banking platform.

Profile

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 4 years of experience in commercial banking, corporate banking, credit analysis, or commercial lending.
• Strong understanding of commercial credit underwriting and financial statement analysis.
• Experience evaluating middle-market and non-investment-grade corporate borrowers preferred.
• Knowledge of commercial lending structures, risk assessment, and portfolio management practices.
• Familiarity with KYC, AML, regulatory compliance, and due diligence processes.
• Proficiency in Microsoft Excel, Word, and PowerPoint.
• Strong analytical, written, and verbal communication skills.
• Mandarin preferred but not required.

Job Offer

• Competitive salary ranging from $50,000 to $150,000 USD.
• Comprehensive benefits package.

MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.