Risk Manager

DEPARTMENT: Insurance & Property Management, Department of Human Resources

SALARY: $105,000

LOCATION: Trenton, NJ

REPORTS TO: Director of Human Resources

POSITION(S) AVAILABLE: 1

OVERVIEW:

Under direction, plans, directs, and coordinates risk and insurance programs intended to control financial risk, losses, and liability for a county agency; performs related duties as required.

RESPONSIBILITIES:

• Develops and administers a comprehensive risk management program, including risk identification, evaluation, mitigation, and monitoring strategies
• Coordinates the procurement, renewal, and maintenance of insurance coverage, including property, casualty, liability, workers' compensation, and other lines of coverage
• Investigates and analyzes incidents, accidents, and claims to determine liability, negligence, and the extent of risk exposure
• Recommends appropriate risk mitigation strategies to reduce potential claims and liabilities
• Reviews and negotiates insurance claims and settlements with adjusters, attorneys, and third-party administrators
• Collaborates with legal counsel, department heads, and external consultants to evaluate risk implications of contracts and operational decisions
• Oversees the agency's safety, accident prevention, and loss control initiatives
• Maintains accurate records and prepares detailed reports on risk exposures, claims status, incident trends, and loss history
• Trains and advises staff on risk awareness, safety practices, and regulatory compliance
• Supervises staff engaged in risk analysis, insurance administration, and claims management

REQUIREMENTS:

Applicants must meet one of the following criteria:

• Nine (9) years of professional experience in one or more of the following areas (at least 2 years must have been in a supervisory capacity):
  • The investigation and analysis of insurance claims to determine the extent of liability and/or negligence
  • The coordination of insurance and risk management activities aimed at protecting the public, employees, and property and reducing liability exposure
  • Safety program management, accident prevention, and loss control, including analysis and report writing
  • Commercial underwriting of property and casualty insurance
  • Negotiation and settlement of property and casualty insurance claims

OR

• Possession of a Bachelor's degree from an accredited college or university and five (5) years of professional experience in any of the areas listed above, including at least two (2) years in a supervisory capacity.

PREFERRED QUALIFICATIONS:

• Strong interpersonal and communication skills, including the ability to interact effectively with internal departments, legal representatives, insurance carriers, and external stakeholders
• Proven leadership and management abilities, particularly in public sector or regulatory environments
• Working knowledge of insurance policies, claims processes, loss analysis, and applicable state and federal regulations
• Familiarity with risk financing, contractual risk transfer, and safety program development
• Proficiency in the use of risk management information systems (RMIS) and Microsoft Office Suite

LICENSE:

• Appointees may be required to possess a valid New Jersey driver's license if the operation of a vehicle is necessary to perform the essential duties of the position.

BENEFITS OF WORKING WITH MERCER COUNTY:

Mercer County is proud to offer a comprehensive benefits package that supports the health, financial security, and professional development of our employees. Benefits include:

• Access to health and wellness coverage
• Retirement and deferred compensation plans
• Generous paid time off and leave programs
Ongoing training and tuition assistance

Mercer County EEO/ Civil Service Statement & Residency Requirements:

Mercer County is an Equal Opportunity Employer, committed to fostering a diverse, inclusive, and accessible workplace. We provide equal employment opportunities to all individuals regardless of race, creed, color, national origin, nationality, ancestry, age, sex, gender, pregnancy, marital status, civil union status, domestic partnership status, familial status, religion, affectional or sexual orientation, gender identity or expression, atypical hereditary cellular or blood trait, genetic information, liability for service in the Armed Forces of the United States, disability, or any other protected characteristic under federal, state, or local law.

As a Civil Service employer under the State of New Jersey, all candidates must comply with New Jersey Civil Service Commission regulations and guidelines. Mercer County residency is required. Non-residents must establish residency within one (1) year of employment.

Mercer County is also committed to providing reasonable accommodations in accordance with the Americans with Disabilities Act (ADA) and applicable state laws, specifically in accordance with the New Jersey State Policy Prohibiting Discrimination in the Workplace .