Job Title: VP- Commercial Underwriting - Public Finance Location: Denver, CO What you'll do: Responsible for providing financial, credit, and trend analysis for the delivery of the Banks credit products and services to clients and prospects. Keeps apprised of industry related, political and regulatory issues to determine their impact on specific industries or clients. Acts independently from the sales teams to structure and evaluate credit requests. Actively manages the customer portfolio. Responsible for attaining established Bank and divisional financial goals, balance sheet limits and portfolio reporting. Performs all duties in accordance with the company's policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates. What we are looking for: Evaluates complex credit requests. Reviews credit analysis of new and existing credit requests and prepares financial analysis of tax returns (personal and business), analyzes financial statements and financial projections and is well versed in modeling a sensitivity and break-even projection analysis. Actively manages and monitors the group's portfolio. Independently underwrites new credits and/or changes to existing credits and manages appropriate loan covenants to provide early triggers to detect deterioration of the credit. Plays key role in working with loan coordinators to obtain information needed to underwrite the credit requests. Frequently will join relationship managers on client calls and visits to discuss new credit requests. Takes lead and reviews work/spreads completed by credit analysts and provides feedback and guidance. Ensures compliance with all applicable regulations, policies and procedures. Keeps up with changes to banking regulation and completes bank training courses on-line. Performs independent analysis of appraisal, environmental reports, and other third party reports including collateral audits and inventory or appraisals. Assigns risk rating on new loan requests according to bank policy. Responsible for reviewing the calculations for spreads and due diligence documentation once completed by credit analysts. Always ensures compliance with all applicable regulations, policies and procedures. Keeps up with changes to banking regulation and completes bank training courses on-line. Performs other duties and projects as assigned Qualifications Bachelor's degree preferred and 7 years of related work experience; or equivalent combination of education and experience Expert understanding of financial accounting knowledge preferred. Preferred knowledge in lending, specifically, cash flow and collateral analysis and loan structuring. Financial analysis experience for business financial statements, individual's financial statements and tax returns preferred. Exposures to syndicated credits as a participant and in most types of credit products Compensation: Salary range for new hires is generally $142,583.00 - $174,914.00 for Denver, CO. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock. Benefits you’ll love: We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation About Western Alliance Bancorporation With more than $70 billion in assets, Western Alliance Bancorporation (NYSE:WAL) is one of the country’s top-performing banking companies. Through its primary subsidiary, Western Alliance Bank, Member FDIC, clients benefit from a full spectrum of tailored commercial banking solutions and consumer products, all delivered with outstanding service by industry experts who put customers first. Major accolades include being ranked as a top U.S. bank in 2023 by American Banker and Bank Director. Serving clients across the country wherever business happens, Western Alliance Bank operates individual, full-service banking and financial brands with offices in key markets nationwide. 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