Job Summary:Responsible for monitoring established loan covenants, borrowing base requirements and compliance with executed loan agreements for existing borrowers. This position will work closely with other Credit Risk personnel and the lending staff to identify potential red flags and to help mitigate the risk to the Bank. Additional responsibilities include comparing loan agreements with approved loan terms to ensure approved terms have been adhered to.Responsibilities and Duties:Review borrowing base documents for revolving lines of credit. Must be able to analyze accounts receivables, accounts payables and inventory reports to properly assess collateral position. Review financial information and compliance certificates provided by existing borrowers and recalculate and verify that the covenant compliance ratios are correct. Interact closely with Credit Officers, Loan Officers, Lending Managers and their assistants regarding compliance requirements. Detailed and accurate data entry into Abrigo/Sageworks or other appropriate software packages. Track all covenant defaults and resolutions and provide regular report to senior management for review and follow-up. Prepare financial spreads for existing customers to be used in the underwriting process as well as compliance monitoring. Prepare covenant calculation spreadsheets to be used in portfolio management. Review field audit reports as prepared by third party vendors.Job Skills and Qualifications:Associates degree in Business Administration (Accounting or Finance concentration) preferred. Excellent interpersonal, customer service and communication skills in order to effectively interact and work with all levels of employees.Knowledge of basic accounting principles and concepts, credit principles and general credit policies preferred.Possess excellent organizational skills and the ability to manage time effectively, including adapting to working under tight schedules.Exposure to financial reporting rules and banking regulations desired.Understanding of financial covenant ratio components and calculations highly preferred.Must be able to multi-task.Must be detail and focus oriented.Must take ownership and responsibility for work product.Advanced computer skills using Microsoft Office products