2 Commercial Lending Officer Jobs in Corpus Christi, TX
Value Bank Texas is Hiring a Commercial Lending Officer Near Corpus Christi, TX
BASIC FUNCTION
Perform all facets of Commercial lending including making outside sales calls through the use of new business development tools, to achieve portfolio loan and deposit goals. Develop and manage loan accounts which meet established lending requirements and provide maximum profitability to the bank with minimum risk. Carry out public relations and participate in local events and organizations to represent the bank and develop new business contacts.
SPECIFIC RESPONSIBILITIES
§ Responsible for having knowledge of bank services and cross selling products based on the customer’s financial needs.
§ Responsible for establishing customer relationships to assure the ongoing growth of loans and deposits.
§ Assist in closing loans.
§ Interview loan applicants, collect and analyze financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.
§ Establish and negotiate where necessary the terms under which the credit will be extended, including the costs, repayment method and schedule and collateral requirements.
§ Collect and analyze information that reflects the creditworthiness of current customers and the current merits of existing loans. Information may be obtained by direct inspection of the applicant’s business and/or collateral, review of interim financial reports and personal interview.
§ Monitor loan repayment activities and take necessary action to collect from past due accounts.
§ Develop material for and make loan presentations to the Senior Loan Committee where required.
§ Check loan documentation and computations of loan support documentation.
§ Monitor credit and collateral exceptions.
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Payment frequency:
- Paid biweekly
Schedule:
- 8 hour shift
- Day shift
- Holidays
- Weekends as needed
Work setting:
- In-person
Ability to Relocate:
- Corpus Christi, TX: Relocate before starting work (Required)
Work Location: In person
Job Summary
Full Time
$58k-77k (estimate)
04/25/2024
08/21/2024
The job skills required for Commercial Lending Officer include Customer Relationship, Presentation, Outside Sales, etc. Having related job skills and expertise will give you an advantage when applying to be a Commercial Lending Officer. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Commercial Lending Officer. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for Commercial Lending Officer positions, which can be used as a reference in future career path planning. As a Commercial Lending Officer, it can be promoted into senior positions as a Construction Loan Manager that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Lending Officer. You can explore the career advancement for a Commercial Lending Officer below and select your interested title to get hiring information.
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