UFG is currently hiring for a Commercial Lines Underwriter who will manage a commercial underwriting territory of approximately $6 million - $10 million. The individual in this role will work hard to attain positive results (premium growth and acceptable loss ratios) through sound risk selection, developing strong relationships with agency personnel, and providing a quality product combined with excellent service. Other responsibilities include serving as a resource mentor, approving risks within your authority, and acting as a resource for training needs.

This position offers a hybrid work arrangement in the Denver, CO area. 

Responsibilities:

• Underwrite and price new business and renewals by evaluating necessary coverages and determining risk acceptability.
  • Review applications, MVR’s, Experience Mods, Loss experience, risk control reports, credit reports, and company guidelines for risk acceptability
  • Review applications, endorsement requests and renewals for limits and coverages requested
• Solicit new business and develop a pipeline to source submissions
• Develop, analyze, and evaluate information and exposure for moderately complex risks.
• Properly classify and price the risk using analytical pricing tools and resources
• Evaluate change requests. Approve, assign codes and process within underwriting authority
• Provide guidance, mentoring, and coaching to Associate Underwriters and other team members.
• Negotiate with agents on pricing and coverages offered
• Provide best in class service to agency partners with timely and professional service
• Participate in agency visits to solicit new business, discuss renewal accounts or issues, develop successful relationships with agencies and producers
• Manage territory using portfolio management tools and achieve production goals within assigned territory
• Collaborate with Marketing, Risk Control, and other internal partners.
• Special projects as assigned

Qualifications:

Education:

• High school diploma or equivalent degree required; four-year college degree preferred
• Must have or be working toward AU, CIC, or CPCU designation.

Experience:

• 2 years of commercial lines underwriting experience.

Knowledge, skills & abilities:

• Knowledge of policy administration systems
• Knowledge of the broad range of business generally insured by UFG.
• Risk evaluation skills and solid insurance contract knowledge.
• Strong analytical and negotiating skills.
• Knowledge of agency force and current market environment.
• Strong knowledge of coverages, proprietary Ultra/enhancement endorsements.
• Affinity for detailed accuracy.
• Ability to develop positive relationships with coworkers and agents.
• Strong communication skills, both written and verbal.
• Ability to provide excellent customer service.
• Ability to teach others and monitor their development.

Working Conditions:

• General office environment
• Occasional travel required