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The Provident Bank of New Jersey
East Windsor, NJ | Full Time
$32k-39k (estimate)
7 Months Ago
Universal Banker
$32k-39k (estimate)
Full Time 7 Months Ago
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The Provident Bank of New Jersey is Hiring an Universal Banker Near East Windsor, NJ

How would you like to join one of the most highly regarded community-focused financial institutions in the Tri-State area? Provident Bank is a high-performing, $14 billion company that continues to expand with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. Apply today and discover what our commitment to enhancing our employee and customer experience is all about.

POSITION SUMMARY

Banking Professionals needed! Join our team in our East Windsor, NJ location today!

The Universal Banker position is a “career level” position that performs both Teller and Platform duties. The responsibilities may vary day to day based on the work that needs to be done in the branch that day. Responsibilities include responding to customers’ needs by processing a variety of financial transactions including but not limited to opening accounts, cross selling, tele-consulting, developing relationships thru a book of business, and servicing accounts, check cashing, withdrawals, deposits, and loan payments and/or greeting customers, and performing customer needs assessment (profiling). The Universal Banker may also research and resolve account issues or customer inquiries, promotes organizational products and services by referring current or prospective customers to other departments within the organization.

Please visit our website – www.provident.bank for branch hours.


MAJOR JOB RESPONSIBILITIES –

The Universal Banker’s duties and responsibilities listed below are categorized into general 3 areas - Sales, Service and Operations.

Sales:

  • Meet customer sales referrals and cross-selling goals; knows the features and benefits of all products and services to satisfy the needs of the customers
  • Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services
  • Actively refers clients for commercial business to branch manager
  • Exceed client expectations through active engagement, commitment and dedication to servicing and building customer relationships
  • Advance the Bank's Corporate Sales Program through the consultative profiling of clients to develop new relationships and build upon existing ones and is responsible for managing and growing a book-of-business.

Service:

  • Direct clients and identify opportunities through lobby management. Assist clients with branch technology and provide referrals to other lines of business
  • Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards
  • Supplements general platform sales and service responsibilities as required
  • Exhibit and execute on customer service protocols

Operations:

  • Ensures operational and financial safety and soundness
  • Leverages Lobby management as a tool for managing risk
  • Establishes customer identity according to established guidelines and adheres to all other compliance procedures
  • Assist Branch Management with Branch operations as needed
  • Performs teller duties including but not limited to: check cashing, withdrawals, deposits and loan payments
  • Ensures compliance with policies and procedures as required
  • Prepares and/or completes CTR/SAR procedures on appropriate transactions
  • Must be able to work a flexible hourly schedule as requested
  • May be asked to travel to other locations / branches
  • Assists in training other branch personnel
  • Provides access to safe deposit boxes
  • May perform other duties as requested.


SUPERVISORY RESPONSIBILITIES

None


SKILLS

  • Good interpersonal skills, including listening, written and verbal communication
  • Ability to work with a wide variety of personalities in a courteous and professional manner
  • Solid math and analytical skills
  • Ability to understand and follow safety and security practices
  • Good relationship building skills
  • Ability (strong) to build relationships through consultative conversations and to identify customer needs and translate those needs to sales opportunities
  • Strong customer service/advocacy skills
  • Good organizational and time management skills
  • Good PC skills; and the ability to quickly learn other computer programs, including Microsoft office


EDUCATION / WORK EXPERIENCE

  • High school diploma or GED
  • 1 - 2 years in a retail sales/service environment
  • Banking experience a plus


WORKING CONDITIONS

Work is mainly performed under general office conditions in a retail-banking establishment. Willing and able to work required overtime. Willing and able to travel to other locations/branches. Must be flexible and demonstrate the ability to adapt to new job locations and reassignments as directed.


HAZARDS

Those present in a retail-banking establishment. In the course of working with customers, the employee may encounter abusive, aggressive or unpredicted threatening behavior. Must observe safety and security practices at the Branch.

This job description may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management.


Featured benefits

  • Medical/Dental/Vision Insurance
  • Flexible Savings Account
  • 401(k)
  • Tuition Disbursement and Reimbursement
  • College Loan Pay Down Program
  • and other great benefits

Diversity, Equity & Inclusion

Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here.

EEOC

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law.

Job Summary

JOB TYPE

Full Time

SALARY

$32k-39k (estimate)

POST DATE

10/25/2023

EXPIRATION DATE

04/19/2024

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The job skills required for Universal Banker include Customer Service, Products and Services, Commitment, Retail Banking, Listening, Customer Relationship, etc. Having related job skills and expertise will give you an advantage when applying to be an Universal Banker. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by Universal Banker. Select any job title you are interested in and start to search job requirements.

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The following is the career advancement route for Universal Banker positions, which can be used as a reference in future career path planning. As an Universal Banker, it can be promoted into senior positions as a Teller III that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Universal Banker. You can explore the career advancement for an Universal Banker below and select your interested title to get hiring information.

If you are interested in becoming an Universal Banker, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become an Universal Banker for your reference.

Step 1: Understand the job description and responsibilities of an Accountant.

Quotes from people on Universal Banker job description and responsibilities

Universal bankers is who assist customers with loan applications.

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Universal bankers manage the accounts, process transactions, and prepare financial reports.

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Focus to retail leadership decision-making towards simplifying aspects of the branch banker experience.

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Universal bankers will perform both sales and service transactions.

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Universal Banker will provide quality service and develop long- term customer relationships.

12/24/2021: Boca Raton, FL

Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.

Career tips from people on Universal Banker jobs

Universal bankers should be comfortable executing marketing and sales techniques when the opportunity arises.

02/23/2022: Greenville, SC

Training Online Training For Bankers American Bankers Association.

03/08/2022: Yakima, WA

Creating an Atmosphere of Positive Evolution.

02/25/2022: Monterey, CA

Develop goals/action plans to enhance Customer Service, Banker and Teller skill sets.

01/02/2022: Toledo, OH

Attention to detail, problem solving, and the ability to be pro-active.

12/19/2021: Bradenton, FL

Step 3: View the best colleges and universities for Universal Banker.

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