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2 Mortgage Loan Originator - Equity Loans Jobs in Richardson, TX

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Texans Credit Union
Richardson, TX | Full Time
$92k-144k (estimate)
1 Week Ago
Texans Credit Union
Richardson, TX | Full Time
$92k-144k (estimate)
1 Week Ago
Mortgage Loan Originator - Equity Loans
Texans Credit Union Richardson, TX
$92k-144k (estimate)
Full Time | Semiconductor 1 Week Ago
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Texans Credit Union is Hiring a Mortgage Loan Originator - Equity Loans Near Richardson, TX

Description

Position Purpose and Objectives

This position exists to provide superior quality customer service to members who are in the process of obtaining a Home Equity Loan, Home Equity Line of Credit and Home Improvement Loan, as well as a variety of other loans such as conventional, fixed/ARM and construction loans. Mortgage Loan Officers will originate all loans using various sales channels. The employee will prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, credit union colleagues and the community at large. The employee will maintain an open line of communication with the member and/or branch personnel as all necessary paperwork and documents are being gathered. Additionally, actively engages and communicates in the team-based work groups that make up the department.

Major Duties and Essential Functions:

1. Provide excellent member service and develops relationships with internal and external members. 

2. Follow the credit union's Real Estate Lending credit program consistent with strategic initiatives, governing Texas 

Home equity credit laws, rules and regulations. 

3. Sell a broad range of credit union loan products such as Home Equity, HELOC, and first liens.

4. Communicate a thorough understanding of different loan programs and closing costs to help applicants decisioning.

5. Manage a large pipeline of loans to ensure your production meets our requirements

6. Drive sales through service. Achieve sales and referral goals by developing a positive member experience.

7. Build a book of business by proactively seeking ways to expand customer relationships.

8. Assist Lending Manager with compliance and analytical reports, business communications and special projects.

9. Regularly review loan process by monitoring loan status, term conformity, and regulatory guidelines.

10. Promotes and cross-sells credit union services/products that are beneficial to our members.

11. Create, develop, and update policies and procedures.

12. Achieve measurable goals and other duties as necessary to achieve the goals of the credit union and department.

13. Meet with your manager (scheduled one on one) bi-weekly and is an active participant in team/department meetings.

14. Aid in the resolution of any escalated applications. 

15. Presents compiled data and provides data-driven and member- focused recommendations.

16. Must have the ability to travel from branch to branch and to other business-related locations.

17. Assist with managing member experience with the loan process end to end.

18. Completes any other job- related duties needed that reinforce Texans Credit Union’s EPIC values, traits, and behaviors.

Positions directly supervised: None

Requirements

Specific knowledge, skills, and abilities required for this position: 

Strong and well-developed sales ability. Must meet and comply with all requirements set forth in SAFE Act, include but not limited to successful completion of the required background checks and obtaining a Unique Identified from the NMLS. Strong knowledge in first liens and second liens with a working knowledge of Texas Home equity products and services and construction loans; excellent member service skills; exceptional interpersonal and oral communication skills; extensive knowledge in the areas of Truth-in-Lending, Equal Credit Opportunity Act, Fair Credit Reporting Act, Dodd-Frank, TRID and Texas State Home Equity Laws as well as a supporting knowledge in market trends in the area of Real Estate lending.

Education: Bachelor’s degree in finance, Economics, or Business or related field or high school diploma or equivalent

Experience: Minimum 3-5 years of real estate, mortgage origination, and lending experience required. Preferably in Texas Home Equity products and services.

Job Summary

JOB TYPE

Full Time

INDUSTRY

Semiconductor

SALARY

$92k-144k (estimate)

POST DATE

05/13/2024

EXPIRATION DATE

07/11/2024

WEBSITE

ceoti.com

HEADQUARTERS

Tustin, CA

SIZE

<25

INDUSTRY

Semiconductor

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