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Job Description
Job Title: Lending Assistant Last Updated: 8-2020
Department: Lending
Reports to: Commercial Banker
FLSA Status: Non-Exempt
Position Summary:
The primary purpose of this position is to assist the Commercial Banker in the intake and document gathering process of loans for existing and potential borrowers.
Essential Duties and Responsibilities:
Include the following:
Prepare loan checklists.
Assist Commercial Bankers as needed.
Order title commitments, surveys, appraisals, and environmental assessments.
Obtain Corporate Documents.
Gather loan data and supporting documents for new and renewed loans as well as for early disclosures for mortgage loans.
Stay in contact with title, insurance companies, etc., to gather documents needed for loan preparation and closing.
Collect tax returns, collateral statements, rent rolls, etc. to keep files current.
Work collateral exceptions.
Assist customers with loans and respond to their inquiries regarding loan services and depository accounts.
Prepare internal transfers or loan advances as needed or requested.
Assist in closing loans.
Review and work exception report.
Review past due and maturing loan reports and call customer/Commercial Banker to coordinate appropriate action.
Process Loan Renewals and clear exceptions.
Locate NAICS Codes.
Gather HMDA Information and submit to Loan Administration with loan package.
Works with Commercial Bankers to close loans.
Look up real estate tax searches for proof of paid property taxes on loans on exception report.
Have a clear understanding and comply with all bank procedures, laws and federal regulations.
Encourages Customers to open Deposit Accounts.
Follow all established policies and procedures in completing the essential duties
Follows Texan Bank's goals, mission, vision and values.
Works cooperatively with other areas of the bank to accomplish goals.
Understands and complies with all bank procedures, laws and federal regulations.
Completes all required and ongoing education and training.
Other duties as assigned.
All Bank employees are expected to recognize suspicious activity and are responsible for discussing unusual transactions, circumstances, behavior, or activity with supervisory personnel or BSA Officer. All Bank employees are required to keep confidential any suspicious activity customers may exhibit. Failure to abide by this requirement may result in monetary penalties assessed to the Bank and employee, up to and including termination.
Competencies:
To perform this job successfully, an individual must exhibit the following competencies in the performance of the essential duties and responsibilities of the job.
Competency Description
Dependability Responds to requests for service and assistance. Follows instructions, responds to management direction. Takes responsibility for own
actions. Commits to doing the best job possible. Keeps commitments. Meets attendance and punctuality.
Oral Communication Speaks clearly and persuasively. Listens and gets clarification. Responds well to questions. Demonstrates group presentation skills.
Participates in meetings.
Quality Demonstrates accuracy and thoroughness. Displays commitment to excellence. Looks for ways to improve and promote quality. Applies
feedback to improve performance. Monitors own work to ensure quality.
Safety and Security Observes safety and security procedures. Determines appropriate action beyond guidelines. Uses equipment and materials properly.
Reports potentially unsafe conditions.
Written Communication Writes clearly and informatively. Edits work for spelling and grammar. Varies writing style to meet needs. Presents numerical data effectively.
Job Knowledge Competent in required job skills and knowledge. Exhibits ability to learn and apply new skills. Keeps abreast of current developments.
Requires minimal supervision. Displays understanding of how job relates to others. Uses resources effectively.
Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The recommendations listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education/Experience:
High school diploma, or GED, or a minimum of one year related experience, and/or training or equivalent combination of education and experience.
Language Ability:
Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulation. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Math Ability:
Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
Reasoning Ability:
Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
Computer Skills:
Microsoft Office (Word, Excel, PowerPoint, Outlook, Internet Explorer) and Fiserv Premier
Certificates and Licenses:
None required.
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Conditions:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The characteristics typically found in a normal office environment.
Note: Nothing in this job description restricts management’s right to assign or re assign duties and responsibilities to this job at any time.
Full Time
$47k-60k (estimate)
05/25/2023
05/13/2024
The job skills required for LENDING ASSISTANT include Commitment, Presentation, Microsoft Office, etc. Having related job skills and expertise will give you an advantage when applying to be a LENDING ASSISTANT. That makes you unique and can impact how much salary you can get paid. Below are job openings related to skills required by LENDING ASSISTANT. Select any job title you are interested in and start to search job requirements.
The following is the career advancement route for LENDING ASSISTANT positions, which can be used as a reference in future career path planning. As a LENDING ASSISTANT, it can be promoted into senior positions as a Construction Loan Manager that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary LENDING ASSISTANT. You can explore the career advancement for a LENDING ASSISTANT below and select your interested title to get hiring information.