Overview

SMBC is hiring an Analyst within the Sponsor Finance- Portfolio Management and Portfolio Origination team. This position is responsible for managing a mid market and large cap portfolio of Private Equity backed Leveraged Loans that are primarily rated singe B (or equivalent). This role is responsible for credit monitoring as well as new business underwriting from within the portfolio (upsizes, M&A add-ons, refinances, extensions, etc). The position will interact with senior members of SMBC management including credit and risk professionals and is responsible for managing the relationship with the Borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage

 The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Responsibilities

• Assist in Underwriting increases to total facility, M&A transactions, dividends, refinancings, and re-pricing transactions that arise from existing portfolio
• Analyze, negotiate and prepare credit applications and amendments
• Act as direct account manager for assigned portfolio of accounts
• Prepare credit analysis for quarterly and annual reviews
• Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio
• Prepare financial projection models including Base Case and development of Downside Case scenarios
• Review of projections and budget achievement
• Utilize various IT systems including customer setup, compliance, and portfolio management systems

Qualifications

• Minimum of 2 years of credit and lending background preferred
• Good accounting and financial analysis skills
• Experience in review and interpretation of historical and projected financial statements
• Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants
• Exposure to bank regulatory policies and reviews
• Knowledge of bank grading systems
• Strong communication skills and team orientation