SoHo Dragon represents an investment bank with offices in New York, NY that needs to hire a Credit Officer.

• Credit assessment of the counterparty and underlying asset(s) being traded/financed
• Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities
• Highlight the key risk factors
• Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered
• Document recommendation for final decision
• Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits)
• Track credit and market trends on individual asset classes
• On a portfolio basis, monitor the quality of the portfolios as a whole
• Participation in the quarterly watch list review process
• Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators
• Validation of Obligor Risk Ratings, Basle II parameters (LGDs), other financial metrics
• Contribution to Bank’s credit policy guidelines and overall risk appetite
• Participate in setting the global risk appetite for financing initiatives
• Assessment of SGCIB new business initiatives (white papers, New Product Committees, business rules, etc.)

Must Have:

• 10 years with management experience within financial services with a focus on Insurance and Private Equity.
• Broad knowledge of risks impacting the Financial Institutions sector with a specific expertise in credit risk
• Must have good knowledge of the US Market and regulatory practices
• Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes
• Demonstrated problem solving ability and capacity to work autonomously
• Must have a strong ability to manage multiple projects and issues simultaneously
• Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams
• Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment
• Good English language writing skills, working knowledge of French is a plus
• Ability to work under pressure and to meet tight deadlines. Effective management of priorities
• Promoter of innovation and creativity