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OVERALL JOB PURPOSE
The Loan Officer will be responsible for interviewing, analyzing, underwriting and rendering decisions on loan applications using background information, applicant’s credit history and policy guidelines.
DUTIES AND RESPONSIBILITIES
The duties and responsibilities of this position include but are not limited to:
Gathers background information on loan applicants through interview and credit bureau reports
Assists members with loan application process to ensure completeness of information
Verifies debt-to-income ratios, and calculates level of outstanding secured and unsecured debts
Determines collateral needs, strength of collateral and payment plan
Verifies accuracy of application information, loan amounts and repayment terms, and ensures approved loan requests are originated
Approves or denies consumer and real estate loan applications within credit union parameters and lending limits
Explains reasons for denial and explores options for members when loans are denied
Sells products and/or services to meet members’ needs and to achieve Credit Union goals and objectives
Implements new loan products and system services in accordance with management direction
EDUCATION AND EXPERIENCE REQUIREMENTS
Schedule: Monday - Friday 8:30 a.m. to 5:30 p.m., rotating Saturdays 8:30 a.m. to 1:30 p.m.
*** Please submit an employment application to www.sandia.org/careers ***
Sandia Area Federal Credit Union (SAFCU) is an Equal Opportunity Employer.
SAFCU provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
Other
Business Services
$55k-73k (estimate)
03/21/2024
06/22/2024
sandia.org
ALBUQUERQUE, NM
100 - 200
1956
JOE BACA
$10M - $50M
Business Services
Sandia Area Federal Credit Union is the states fifth largest credit union with locations in Albuquerque, Rio Rancho, and Santa Fe. We are a member-owned financial co-op that is federally insured by NCUA. We extend membership to people and organizations who embrace the values of Permaculture, or live, work, worship, volunteer, or attend school in the city of Rio Rancho, or Bernalillo, Cibola, Torrance, or Valencia county. Our members have access to nearly 30,000 free ATMs nationwide, state-of-the-art Mobile and Online Banking, and protection when using debit cards through EMV chip technology. S...andia Area offers complete banking solutions for all your business needs regardless of the size. Whether you're a sole proprietor, a non-profit, or large enterprise organization, Sandia Area offers Better Business Banking solutions, an exceptional member experience, and local, personalized service you cant find anywhere else. Partner with Sandia Area to achieve your business objectives, and start growing with a credit union who understands local business. Looking for a long-term career that offers professional advancement and growth? Join Sandia Area Federal Credit Union. Our employee benefit package includes comprehensive medical, dental, and vision, a 401(k) with employer match, a defined benefit pension plan, paid federal holidays, paid vacation, paid birthday leave, paid sick leave, and competitive salaries and incentives. Visit sandia.org/careers to view our current openings. We are committed to improving the well-being of our members, our community, and our environment. We actively contribute donations and sponsorship's to nonprofits that align with our 4 pillars of community support, including: Community Outreach, Environment and Permaculture, Education and STEAM, and military members and their families.
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