Royal Credit Union is seeking a highly motivated, enthusiastic, and passionate person to join our Commercial Lending team! Description:Responsible for developing and managing a complex portfolio of diverse, quality, and profitable commercial and commercial real estate loans and deposits. This position is primarily responsible for loan production including business development, networking, and relationship management. Develop and maintain strong relationships with COI’s, existing member networks, community leaders, and other partners. Analyze and evaluate loan applications and make appropriate recommendations regarding product offerings, loan structuring, pricing, and approval. Participate in overall credit/risk management, portfolio management, and servicing of assigned portfolio. Ensures compliance with lending policies and procedures. Actively collaborate with other Royal Team Members to help meet Members’ specific commercial lending, commercial real estate lending, and deposit and cash management needs. Work Schedule and Location: This is a full-time, exempt level position working core hours between 8:00 am – 5:00 pm Monday – Friday with additional hours as needed. This position is based out of our White Bear Lake, MN office and has the ability to be remote 2-3 days a week. Remote work is available if certain criteria are met and after initial onboarding period. Compensation: $121,000 -$145,00 annual salary (candidates with significant related experience may be higher) Team Member Benefits:Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more! Required Education/Experience/Skills: Bachelor’s Degree in Finance, Accounting, Business, Economics or related field or equivalent business lending work experience. Three (3) years of Commercial Lending experience. Ability to work in a goal oriented environment. Successful history of business development and relationship management. Manage all aspects of an assigned commercial loan portfolio including business development, relationship management, credit/risk management, and portfolio management. Responsible for developing and maintaining quality member relationships, which includes sourcing and servicing new and existing members, gathering financial information and timely completion of credit presentations and approvals for new requests, renewals, rate reviews, and annual reviews, facilitating the closing and monitoring of loans, and participating in preliminary collection activities. Active business development efforts to build and maintain a strong loan pipeline. Work with Leader to implement appropriate marketing, business development, and sales activities. Develop core COI relationships and pursue business leads from COIs, existing member networks, community leaders, and other partners. Make sales relationship calls to existing and potential Members to retain current business and to develop new business loans and deposit services. Evaluate loan application documents to analyze, interpret and evaluate financial information and business plans to assess borrower capacity, cash flows, character, collateral, and conditions. Develop terms and conditions in accordance to Business Loan Policy and work closely with Business Loan Analyst throughout the underwriting process. Prepare information for and attend the weekly Business Loan Committee meeting and make presentations as appropriate. Communicate and live RCU's core purpose and values, these define and drive our organizational culture Preferred Education/Experience/Skills: Specific Banking and Commercial Lenders education. i.e. Graduate School of Banking, Robert Morris Commercial Lending Courses, CUNA. Active involvement and networks in the communities that Royal serves.