JOB SUMMARY: Primarily responsible for collecting, analyzing, presenting and formulating recommendations regarding the Company’s exposure and claims data to Insurance Carriers, Actuaries and Company Management. Responsible for identifying loss trends, cost drivers and areas that would benefit from risk control/safety initiatives. PRIMARY JOB RESPONSIBILITIES: Risk, Finance and Actuarial Activities: Procures, validates, and evaluates loss data, prepares special reports, completes analysis and makes recommendations to management relating loss control, premium allocation, claims mitigation, etc. Evaluates loss data for root cause analysis and interfaces with internal and external stakeholders. Assist in preparing quarterly Loss Triangles for Actuarial Analysis. Analyzes actuarial results and impact on Pulte/NABIC/CICNA. Prepares, develops and analyzes division risk allocations. Risk Financing: Assist in forecasting and budgeting. Work with Risk Finance Manager to develop insurance and loss expense allocations and cost benefit analysis. Analyze and assist in ensuring Risk Department is in compliance with internal controls. Verifies expenditures as they relate to department accounting and budgeting. Reinsurance Carrier Interaction: Prepares and distributes quarterly Reinsurance Billing and Carrier Loss Runs. Monitor loss data report on policy limit erosion. Interacts with Pulte’s s insurance brokers regarding data presented resolution of billing issues and aggregate erosion. Prepares and analyzes data for underwriting renewal submissions and interacts with insurance brokers as necessary. Captive Management: Assists in preparing financial statements, cash flow projections, and reserve analysis. Assist with monthly financial closing process, and general ledger reconciliations. Works with outside captive management and others to maintain captive insurance subsidiaries and risk retention group. MANAGEMENT RESPONSIBILITIES: Not applicable SCOPE: Decision Impact: Function/Organization Department Responsibility: Single Budgetary Responsibility: No Direct Reports: No Indirect Reports: No Physical Requirements: If applicable REQUIRED EDUCATION: Minimum bachelor's degree in finance, Risk Management, Accounting, Business or equivalent REQUIRED EXPERIENCE: Related Functional Experience: Minimum of 1 to 3 years' experience in Property/Casualty insurance industry or finance related positions Time in position: Minimum of 1 to 3 years at an analyst level Knowledge of principles of risk management, actuarial science, insurance industry practices, and accounting Knowledge of insurance policy language and contracts Good written and verbal communication skills Ability to work with various levels in the organization and with outside vendors Strong Microsoft Excel skills. Strong analytical and organizational skills. PulteGroup, Inc. and its affiliates do not accept unsolicited resumes from individual recruiters or third party recruiting agencies (collectively, “Recruiters”) in response to job postings. If Recruiters nevertheless submit one or more unsolicited resumes to any employee at PulteGroup, Inc. or its affiliates without a valid written agreement in place for this position, it will be deemed the sole property of PulteGroup, Inc. and its affiliates. No fee will be owing or paid to Recruiters who submit unsolicited candidates, in the event the candidate is hired by PulteGroup, Inc. or its affiliates as a result of the referral, without a written agreement between PulteGroup, Inc. and through any means other than via our Applicant Tracking System. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. We will provide a reasonable accommodation to a qualified applicant with a disability that will enable the individual to have an equal opportunity to participate in the application process and to be considered for a job. This Organization Participates in e-Verify Pulte Homes of Minnesota is an equal employment opportunity/affirmative action employer. California Privacy Policy Here at PulteGroup: We will not send correspondence from any non-PulteGroup email (for example, we will not contact you via a gmail, yahoo or outlook email address) We conduct our interviews in person or via phone or Teams/Zoom video (we would never conduct an interview via text message or Teams chat) We will not issue you a check as part of your onboarding for any reason (including for supplies, home office equipment, computers, etc.) We will not request money as part of your interview or onboarding process If you suspect you have been contacted by a scammer and would like to verify the legitimacy of an offer, please contact Recruiting@Pulte.com. PulteGroup Employee Benefits At PulteGroup, we believe that our people are what makes us a great place to work and we strive to meet their health and welfare needs with a competitive suite of benefit offerings designed for their unique lifestyles. Comprehensive, Flexible and Affordable Healthcare Coverage Options Supplemental Healthcare Coverage Opportunities PTO and Work/Life Benefits Health Advocacy and Wellness Retirement Plan with Company Match Education and Employee Assistance Programs Paid Parental Leave and Adoption Benefits Mortgage Financing Discounts through Pulte Mortgage Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.