Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Corporate & Institutional Banking Development Program Analyst/Associate – Business Credit within PNC's Business Credit organization, you may be based in Los Angeles, CA.

Job Description

Corporate & Institutional Banking Development Program Analyst/Associate – Business Credit

By joining one of PNC’s Development Programs, you can explore your potential through hands-on experience in a professional environment. This is an excellent opportunity to begin exploring your career goals, in addition to growing your skills in key areas. The goal of PNC’s Development Programs is to move analysts and associates from development roles into production roles in one of PNC’s lines of business.

PNC Business Credit is one of the top asset-based lenders in the country with 40 offices nationwide and more than $60 billion in commitments. PNC Business Credit provides senior secured and specialty financing to private equity firms and mid-sized companies across a wide range of industries and geographies throughout the U.S., Canada, and the UK.

The Business Credit track consists of the following opportunities: 

• Asset-Based Lending - Senior secured financing for companies, including agented and syndicated revolving lines of credit and term loans in support of acquisitions, expansions, recapitalizations, and business transformation.
• Vendor Finance ​- Branded, sales-aid finance programs for North America's leading equipment manufacturers, software, and service providers. Equipment financing for Business Credit clients, including CAPEX lines of credit, structured term debt and tax leases that can provide expanded access to capital. Offered through the Structured Equipment Finance group​​.
• Technology Finance Group - Financing for sponsor-backed Software-as-a-Service (SaaS) technology companies with recurring revenues generated by software licensing agreements.

The Business Credit track is an engaging 3-year experience especially designed to equip you with the foundational and transferable skills that will enable you to navigate a successful career in banking. Analysts will master PNC’s product set to excel in analytics, credit, relationship management, sales and financial modeling.

Various locations are available depending on rotational opportunity and business needs. Locations may include: Chicago, IL; East Brunswick, NJ; Horsham, PA; Los Angeles, CA; New York, NY; Raleigh, NC; and San Francisco, CA. The ABL program requires a driver’s license, with the ability to travel up to 75% and having access to reliable transportation for commuting to and from customer locations daily (within 100 miles). Travel is generally regional in nature but may at times require the ability to travel overnight up to 75% of the time.

Learn more about PNC’s Development Programs by visiting www.pnc.jobs/students

Job Profile:

Participates as an analyst/associate in the line of business development program.

• Performs or assists the core activities of the group by applying knowledge learned to drive business results (e.g., deal, sales, process support, internal or external customer interaction, or supporting internal projects). Works under supervision and may have limited approval and/or exception authority.
• Participates in social learning within the organization (e.g., identifies and networks with business representatives and peers, participates in mentoring, job shadowing and community outreach).
• Participates in formal learning (e.g., classroom, web-based or virtual) and completes related activities and projects.
• Supports the internal and external customer experience by providing excellent service at all times; takes accountability and ensures problem resolution.

Required Education and Experience:

• Preferred business relevant majors (e.g. Finance, Accounting, Economics and Technology Finance).
• Minimum GPA 3.0.
• Roles at this level are filled by recent university / college graduates with little or no professional experience, but possessing relevant skills. Includes individuals joining the organization through a corporate development/training program.

PNC provides equal opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

Competencies

Accuracy and Attention to Detail – Understanding of the necessity and value of accuracy and attention to detail; ability to process information with high levels of accuracy.Analytical Thinking – Knowledge of techniques and tools that promote effective analysis and the ability to determine the root cause of organizational problems and create alternative solutions that resolve the problems in the best interest of the business.Business Acumen – Knowledge, insight, and understanding of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.Effective Communications – Understanding of effective communication concepts, tools and techniques; ability to effectively transmit, receive, and accurately interpret ideas, information, and needs through the application of appropriate communication behaviors.Flexibility and Adaptability – Knowledge of successful approaches, tools, and techniques for dealing with changes and adapting to a changing environment; ability to adapt as needed.Information Capture – Knowledge of the processes and the ability to identify, capture and document relevant business information in an auditable, organized, understandable and easily retrievable manner.Products and Services – Knowledge of major products and services and product and service groups; ability to apply this knowledge appropriately to diverse situations.Project Management – Ability to plan, organize, monitor, and control projects, ensuring efficient utilization of technical and administrative resources, to achieve project objectives.Self-Directed Growth and Development – Understanding of the necessity of continuous personal growth; ability to gauge one's strengths, limitations and interests, and use of this knowledge for purposes of performance effectiveness and self-development.

Work Experience

Roles at this level are filled by recent university / college graduates with little or no professional experience, but possessing relevant skills. Includes individuals joining the organization through a Corporate development/ training program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Additional Job Description

Compensation:

Base Salary: $39,100 - 126,500

Placement within the compensation range is based on the specific role and may vary by geographic location and/or market data.

Benefits

Disability Accommodations Statement:

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and select Option 4: Recruiting for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO):

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

California Residents

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