Mountain Valley Bank - Ft. Collins
JOB SUMMARY:
Attain profit goals through the extension of credit to assigned accounts according to established procedures. Participate with senior officers on larger loans. Develop and expand market base of customers, and service existing customers by marketing expanded bank services, providing opportunities for relationship building and involving oneself in civic and community organizations.
RESPONSIBILITIES:ESSENTIAL FUNCTIONS:
a. Attends to the needs of present and potential customers seeking loans.
b. Interviews applicants to determine whether a loan may be an acceptable risk within the bank’s policy.
c. Makes recommendations and decisions on loans and terms if within own lending limits, or recommends loans to a higher authority.
d. Maintains relationships on current assigned customers and prospective customers
e. Establishes and updates electronic customer credit files to include balance sheets, tax returns, cash flows, etc.
f. Develops and maintains an effective extensive professional network with potential customers. Actively participates in development and execution of the Wheatland marketing strategies and plan.
g. Maintains a large loan portfolio that satisfies quality standards and qualifications established by senior bank management.
h. Develop and maintain a significant presence throughout the agriculture and/or business community.
i. Prepare senior loan submission of larger lines assigned.
j. Participates in civic, community, state and professional groups to further personal and corporate goals.
k. Other duties as assigned.
REQUIREMENTS:Minimum Qualifications:
1. Bachelor degree required with emphasis in business, finance, accounting preferred.
2. 5-10 years lending experience
3. Ability to market bank services and products.
4. Fundamental knowledge of mathematics including statistical and financial mathematics skills.
5. Knowledge of accounting principles and financial statements.
6. Knowledge of lending procedures and practices.
7. Effective oral and written communication skills (including telephone).
8. Use and understand various computer software related to carrying out essential responsibilities of the position.
9. General areas of competency: decision making, dependability, development, environmental safety, evaluation skills, interpersonal skills, prioritizing, problem solving, selling skills, team skills and time management.
10. Demonstrated record of achievement in social and/or extracurricular and leadership skills.
11. Demonstrated aptitude to handle sensitive operational transactions and customer relationships.
12. Professional appearance.
13. Self-sufficient/self-starting.
14. Must be capable of working with and maintaining the confidentiality of sensitive information.
15. Ability to travel to meet customers’ needs and for training purposes.
Physical Requirements:
Light Work - exerting up to 20 pounds of force occasionally, and/up to 10 pounds of force frequently, and/or a negligible amount of force constantly to move objects. Reaching, fingering, grasping, repetitive motions, stooping, crouching, standing, walking, lifting, climbing, kneeling, talking, hearing, pulling, pushing, thinking, concentrating and interacting with others.
You should be capable of performing in a reasonable manner, with or without reasonable accommodation, the activities involved in this job. A description of the activities involved in this job is listed above.
Machines Used:
Computer, scanner, fax, copier, telephone, calculators and phone system.
Note: The statements herein are intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Want to join a team of a growing, culture-driven, financial services company with locations in three states. In addition to competitive pay, performance merit increases, and benefits, Platte Valley Companies’ offers a family friendly workplace, 401 (k), and a 7% match to Employee Stock Ownership Plan. Additional benefits include medical, dental, & vision health insurance, paid holidays and a generous PTO entitlement, Company paid life insurance, wellness program, fitness center contribution, & professional development.
Colorado Annual Pay Range: $105,000-$142,000 based upon experience, education, and/or skill level.
To apply, click the “Apply Now” button below. Application deadline to apply is Thursday, March 28, 2024.
An Equal Opportunity Employer, Including Disability/Vets